Carroll County property record for 321 Main St, Breda, IA 51436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,433 sqft · built 1951 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jul 2025) |
| Tax Bill | $1,340 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0113227001 |
| Primary APN | 0113227001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,433 sqft Living Area |
| Attic | Attic |
| Attic Area | 445 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Patio Area | 152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 321 MAIN ST |
|---|---|
| City | BREDA |
| State | IA |
| Zip | 51436-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION BLOCK 7 LOTS 11 & 12 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 11,12 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1335 |
| Census Tract | 960200 |
321 Main St is owned and occupied by two individuals who bought it in July 2025.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 MAIN ST, BREDA, IA 51436-8718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on File |
| Deed Sale | Jul 23, 2025 · Amount on File |
| Prior Sale | Jan 17, 2012 · Amount on File |
| Deed Document Number | 20251932 |
| Prior Transfer Date | Jan 12, 2012 |
| Prior Transfer Doc | 2012/0214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Jun 3, 2026 |
| Property Address | 321 MAIN ST, BREDA, IA 51436-8718 |
| Document Number | 0000001544 |
| Instrument Date | May 29, 2026 |
| Instrument | 20261544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 MAIN ST, BREDA, IA 51436-8718 |
| Document Number | 0000001544, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20261544 |
| Name | COMMERCIAL SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 3, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 321 Main St was $1,340.
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Breda City |
| Unified School District | Carroll Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,340.00 | $122,020 (-) Land $8,500 Building $113,520 | $122,020 (-) Land $8,500 Building $113,520 |
| 2025 | $1,340.00 | $122,020 Land $8,500 Building $113,520 | $122,020 Land $8,500 Building $113,520 |
| 2023 | $94,520 (+8.52%) Land $8,500 Building $86,020 | $94,520 Land $8,500 Building $86,020 | |
| 2022 | $87,100 Land $8,500 Building $78,600 | ||
| 2021 | $87,100 Land $8,500 Building $78,600 | ||
| 2018 | $1,108.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 321 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 321 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures