Carroll County property record for 313 Main St, Breda, IA 51436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,366 sqft · built 1916 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Aug 2026) |
| Tax Bill | $1,028 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0113227003 |
| Primary APN | 0113227003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,366 sqft Living Area |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | A-Frame |
| Exterior Material | Asbestos |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 112 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 313 MAIN ST |
|---|---|
| City | BREDA |
| State | IA |
| Zip | 51436-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION BLOCK 7 LOTS 6, 7 & 8 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 7 |
| Legal Lot Number | 6-8 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 1 |
| Census Block | 1335 |
| Census Tract | 960200 |
313 Main St is owned and occupied by two individuals who bought it in August 2026.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 MAIN ST, BREDA, IA 51436-8718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WESTSIDE STATE BANK |
| May 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage BANK MIDWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on File |
| Deed Sale | Aug 21, 2026 · Amount on File |
| Prior Sale | May 10, 2024 · Amount on File |
| Deed Document Number | 20262419 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Aug 21, 2026 |
| Property Address | 313 MAIN ST, BREDA, IA 51436-8718 |
| Document Number | 0000002419 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20262419 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 MAIN ST, BREDA, IA 51436-8718 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 313 MAIN ST, BREDA, IA 51436-8718 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02017/2816 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 2017/2816 |
| Instrument | 2017-2816 |
| Name | WESTSIDE STATE BANK |
|---|---|
| Type | Bank |
| Address | HALBUR, IA 51444 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 16, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | May 10, 2024 |
| Property Address | 313 MAIN ST, BREDA, IA 51436-8718 |
| Document Number | 0020241000 |
| Instrument Date | May 10, 2024 |
| Instrument | 2024-1000 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 313 MAIN ST, BREDA, IA 51436-8718 |
| Document Number | 0020241001 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024-1001 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
| Min Rate At Change | 8.5% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 14.5% |
The 2026 property tax bill for 313 Main St was $1,028.
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Breda City |
| Unified School District | Carroll Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028.00 | $104,540 (-) Land $12,750 Building $91,790 | $104,540 (-) Land $12,750 Building $91,790 |
| 2025 | $1,028.00 | $104,540 Land $12,750 Building $91,790 | $104,540 Land $12,750 Building $91,790 |
| 2023 | $80,680 (+2.96%) Land $12,750 Building $67,930 | $80,680 Land $12,750 Building $67,930 | |
| 2022 | $78,360 Land $12,750 Building $65,610 | ||
| 2021 | $78,360 Land $12,750 Building $65,610 | ||
| 2018 | $1,032.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 313 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 313 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BREDA WATER SUPPLY serves 502 people · EPA ID IA1409041 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
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