Hancock County property record for 319 Locust St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,189 sqft · built 1890 |
| Lot Size | 0.156 acres (6,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Sep 2026) |
| Tax Bill | $1,841 (2025) |
| Deeds & Mortgages | Sep 2026 Foreclosure Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-09-004.000 |
| Primary APN | 1010-244-09-004.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 6,800 sqft (0.156 acres) |
| Lot Dimensions | 200 ft deep x 34 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 117 sqft |
| Deck Area | 138 sqft |
| Patio Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 319 LOCUST ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNDS 3RD ADD LOT 1791 EX W24FT & 1/2 VAC ALLEY |
| Legal Subdivision | BARNDS 3RD ADD |
| Legal Lot Number | 1791 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1000 |
319 Locust St is owned and occupied by two individuals who bought it in September 2026.
Source: Hancock County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1017 HURD AVE, FINDLAY, OH 45840-2211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Dec 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on File |
| Deed Sale | Sep 18, 2026 · Amount on File |
| Prior Sale | Sep 23, 2024 · Amount on File |
| Deed Document Number | 20267088 |
| Deed Book / Page | 2632 / 5130 |
| Prior Transfer Date | Sep 9, 2026 |
| Prior Transfer Doc | 0000007088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Sep 18, 2026 |
| Property Address | 319 LOCUST ST, FINDLAY, OH 45840-2231 |
| Document Number | 0000007088 |
| Book / Page | 2632 / 5130 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20267088 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $42,420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1017 HURD AVE, FINDLAY, OH 45840-2211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Dec 6, 2021 |
| Property Address | 319 LOCUST ST, FINDLAY, OH 45840-2231 |
| Document Number | 02589/4251 |
| Book / Page | 2589 / 4251 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 202100013976 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | GOLDEN KEY TITLE AGNEYC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 LOCUST ST, FINDLAY, OH 45840-2231 |
| Document Number | 202100013977 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 202100013977 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 319 Locust St was $1,841 with a homeowner's exemption, up 9.5% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,841.00 (+9.52%) Homeowner's exemption | $60,070 (+26.92%) Land $6,620 Building $53,450 | $171,630 Land $18,910 Building $152,720 |
| 2024 | $1,681.00 (+1.14%) | $47,330 (+1.26%) Land $5,210 Building $42,120 | |
| 2023 | $1,662.00 Homeowner's exemption | $46,740 Land $5,210 Building $41,530 | |
| 2022 | $135,240 Land $14,890 Building $120,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 319 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 319 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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