321 Lochside Dr, Cary, NC 27518 Property Records

Wake County property record for 321 Lochside Dr, Cary, NC 27518

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,739 sqft · built 1989
Lot Size0.489 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Feb 1999)
Tax Bill$9,402 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN0762.20-92-8064 0171452

Property Details

APN / Parcel Number

Primary APN0762.20-92-8064 0171452
Alternative APNs
  • 017145201
  • 0171452

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,739 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Lot Area21,344 sqft (0.489 acres)
Garage Area575 sqft

Exterior Amenities

PorchPorch
Porch Area168 sqft
Deck Area316 sqft
Patio Area1,316 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0171452
Old Parcel Number017145201
Street Address321 LOCHSIDE DR
CityCARY
StateNC
Zip27518-9783
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12P
Legal DescriptionLO500 LOCHMERE SUB PH11A BM1988-864
Legal Township18
Legal SubdivisionLOCHMERE SUB
Legal Phase11A
Legal Lot Number500
JurisdictionWAKE NC
Township / Civil DivisionSWIFT CREEK
Census Block Group2
Census Block2003
Census Tract53004

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 LOCHSIDE DR, CARY, NC 27518-9783
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 26, 1999 · Amount on Record
Deed SaleFeb 26, 1999 · Amount on Record
Deed Document Number0008259646
Deed Book / Page8259 / 0646
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address321 LOCHSIDE DR, CARY, NC 27518-9783
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number183400203
DateFeb 12, 2021
Book Page18340/203
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKE NC
Property Address321 LOCHSIDE DR, CARY, NC 27518-9783
Document Number178371386
Instrument DateApr 14, 2020
Transaction TypeMortgage
Record UpdatedMay 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 LOCHSIDE DR CARY NC 275189783, CARY, NC 27518-9783

Mortgage

Document Number178371386
DateApr 23, 2020
Book Page017837/001386
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2050

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityCary Town
CountyWake County
Unified School DistrictWake County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,402.00$936,341 Land $481,250 Building $455,091$936,341 Land $481,250 Building $455,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2014–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CARY
serves 227,300 people · EPA ID NC0392020
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · May 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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