Wake County property record for 320 Lochside Dr, Cary, NC 27518
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,421 sqft · built 1988 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,198,000 (Oct 2026) |
| Tax Bill | $9,161 (2025) |
| Deeds & Mortgages | Oct 2026 Sale Aug 2026 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0772.03-02-0162-000 |
| Primary APN | 0772.03-02-0162-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,421 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Frame Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 575 sqft |
| Porch | Patio |
| Porch Area | 272 sqft |
| Deck Area | 163 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0171457 |
|---|---|
| Street Address | 320 LOCHSIDE DR |
| City | CARY |
| State | NC |
| Zip | 27518-9782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12P |
| Legal Description | LO569 LOCHMERE SUB PH11A BM1988-00864 |
| Legal Subdivision | LOCHMERE SUB PH11A |
| Legal Phase | 11A |
| Legal Lot Number | 569 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | SWIFT CREEK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 53004 |
Source: Wake County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 LOCHSIDE DR, CARY, NC 27518-9782 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 6, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 24, 2026 | Deed of Trust, Mortgage · Construction Mortgage EQUITY RESOURCES MORTGAGE INC |
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on Record |
| Deed Sale | Oct 6, 2026 · Amount on Record |
| Prior Sale | Jan 7, 2014 · Amount on Record |
| Deed Document Number | 2026112593 |
| Deed Book / Page | 20353 / 2309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Oct 6, 2026 |
| Property Address | 320 LOCHSIDE DR, CARY, NC 27518-9782 |
| Document Number | 0000112593 |
| Book / Page | 20353 / 2309 |
| Instrument Date | Oct 5, 2026 |
| Instrument | 2026112593 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $241,996.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 LOCHSIDE DR, CARY, NC 27518-9782 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Aug 24, 2026 |
| Property Address | 320 LOCHSIDE DR, CARY, NC 27518-9782 |
| Document Number | 0000095816 |
| Book / Page | 20318 / 1570 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 202695816 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 LOCHSIDE DR, CARY, NC 27518-9782 |
| Document Number | 0000095816, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 20318/1570 |
| Instrument | 202695816 |
| Name | EQUITY RESOURCES MORTGAGE INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 320 LOCHSIDE DR, CARY, NC 27518-9782 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18059/1340 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 18059/1340 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CARY, NC 27512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,161.00 (+30.54%) | $1,066,611 (+52.7%) Land $270,000 Building $796,611 | $1,066,611 (+52.7%) Land $270,000 Building $796,611 |
| 2023 | $7,018.00 | $698,498 Land $175,000 Building $523,498 | $698,498 Land $175,000 Building $523,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2014–2021) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CARY serves 227,300 people · EPA ID NC0392020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · May 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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