321 Laurel Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 321 Laurel Rd, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,636 sqft · built 1956
Lot Size3.16 acres (137,867 sqft)
OwnerIndividual Name on Record
Tax Bill$1,018 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone AE (high risk)
APN7309.02.65.6552000

Property Details

APN / Parcel Number

Primary APN7309.02.65.6552000
Alternative APNs
  • 57108
  • 29339

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,636 sqft Heated Area
Gross Area2,062 sqft
1st Floor Area1,636 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area137,867 sqft (3.16 acres)
Garage Area1,200 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area234 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number29339
Street Address321 LAUREL RD
CityBEAUFORT
StateNC
Zip28516-6553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15M
Legal DescriptionTRACT 1 BRYAN S CONWAY
Legal SubdivisionPROPERTY BRYAN S CONWAY
Legal Tract1
Legal Block65
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group3
Census Block3000
Census Tract970301

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 LAUREL RD, BEAUFORT, NC 28516-6553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2000
Deed SaleJan 21, 2000
Prior SaleFeb 7, 1959
Deed Book / Page875 / 2
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address321 LAUREL RD, BEAUFORT, NC 28516-6553
Transaction TypeMortgage
Record UpdatedFeb 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 LAUREL RD, BEAUFORT, NC 28516-6553

Mortgage

Document Number0018190412
DateFeb 14, 2024
Book Page1819/412
Instrument1819412
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2044

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$292,255 (-) Land $67,815 Building $224,440$292,255 (-) Land $67,815 Building $224,440
2025$1,018.00 (+36.1%)$292,255 (+133.3%) Land $67,815 Building $224,440$292,255 (+133.3%) Land $67,815 Building $224,440
2023$125,272 Land $34,256 Building $91,016$125,272 Land $34,256 Building $91,016
2022$748.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims362 (1983–2026)
Claims Outside the SFHA30 of 362
Most Recent ClaimJul 2026 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 123 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 77 claims
  • Hurricane Fran, Sep 1996 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 90% of North Carolina
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Rd

Nearby Streets

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