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284 Laurel Rd, Beaufort, NC 28516 Property Records

Carteret County property record for 284 Laurel Rd, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,892 sqft · built 1977
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Sep 2026)
Tax Bill$761 (2025)
Deeds & MortgagesSep 2026 Sale
Nov 2025 Line of Credit
Flood ZoneZone AE (high risk)
APN7309.02.76.0166000

Property Details

APN / Parcel Number

Primary APN7309.02.76.0166000
Alternative APNs
  • 33358
  • 53077

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,892 sqft Heated Area
Gross Area2,337 sqft
1st Floor Area1,892 sqft
Utility Area168 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area50,965 sqft (1.17 acres)
Lot Dimensions314 ft deep x 158 ft wide

Exterior Amenities

PorchSlab
Porch Area85 sqft
Deck Area48 sqft
Canopy288 sqft
Utility Building67 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number53077
Street Address284 LAUREL RD
CityBEAUFORT
StateNC
Zip28516-6554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15M
Legal DescriptionLOT ON LAUREL RD
Legal Block76
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group1
Census Block1017
Census Tract970301

Owner

284 Laurel Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Carteret County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address284 LAUREL RD, BEAUFORT, NC 28516-6554
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 20, 2025Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2026 · Amount on File
Deed SaleSep 15, 2026 · Amount on File
Deed Document Number20261896394
Deed Book / Page1896 / 394
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateSep 15, 2026
Property Address284 LAUREL RD, BEAUFORT, NC 28516-6554
Document Number0001896394
Book / Page1896 / 394
Instrument DateSep 8, 2026
Instrument20261896394
Transaction TypeTransfer
Record UpdatedSep 24, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$36,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 LAUREL RD, BEAUFORT, NC 28516-6554

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address284 LAUREL RD, BEAUFORT, NC 28516-6554
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018710406
DateNov 20, 2025
Book Page1871/406
Instrument1871406
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 8, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 284 Laurel Rd was $761.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,674 (-) Land $45,991 Building $209,683$255,674 (-) Land $45,991 Building $209,683
2025$761.00$255,674 Land $45,991 Building $209,683$255,674 Land $45,991 Building $209,683
2023$122,025 Land $20,967 Building $101,058$122,025 Land $20,967 Building $101,058
2022$576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 284 Laurel Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 101 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies101 in force
Nearby Flood Claims149 (1996–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Florence, Sep 2018 · 28 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 34 claims
  • Hurricane Bonnie, Aug 1998 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 284 Laurel Rd is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 97.3% of North Carolina
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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