321 Jefferson St, Sidney, OH 45365 Property Records

Shelby County property record for 321 Jefferson St, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1900
Lot Size	0.056 acres (2,419 sqft)
Owner	Individual Name on Record
Last Sale	$3,500 (Jul 2012)
Tax Bill	$743 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-1825432.005`

Property Details

APN / Parcel Number

Primary APN	`01-1825432.005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,734 sqft Living Area
1st Floor Area	966 sqft
Upper Floors Area	768 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Shingle
Lot Area	2,419 sqft (0.056 acres)
Lot Dimensions	59 ft deep x 41 ft wide
Porch	Slab
Porch Area	214 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 JEFFERSON ST
City	SIDNEY
State	OH
Zip	45365-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 192 W 1/2 CITY OF SIDNEY 020-18-25-432-005
Legal Lot Number	192
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2005
Census Tract	972000

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7405 GREEN RD, CASSTOWN, OH 45312-9514
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Commercial Mortgage FARM CREDIT MID AMERICA PCA
Apr 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2012 · Amount on Record
Deed Sale	Jul 3, 2012 · Amount on Record
Prior Sale	Feb 21, 2012 · Amount on Record
Deed Document Number	20123755
Deed Book / Page	1868 / 371
Prior Transfer Date	Jan 6, 2007
Prior Transfer Doc	001643/453
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	321 JEFFERSON ST, SIDNEY, OH 45365-2115
Transaction Type	Mortgage
Record Updated	Jul 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 GREEN RD, CASSTOWN, OH 45312-9514

Mortgage

Document Number	002315/726
Date	Jun 21, 2023
Book Page	2315/726
Instrument	202302657

Lender

Name	FARM CREDIT MID AMERICA PCA
Type	Bank
Address	LOUISVILLE, KY 40232

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Apr 7, 2022
Property Address	321 JEFFERSON ST, SIDNEY, OH 45365-2115
Document Number	02308/2273
Book / Page	2308 / 2273
Instrument Date	Apr 5, 2022
Instrument	202202008
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	MIDWEST OHIO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 GREEN RD, CASSTOWN, OH 45312-9514

Mortgage

Document Number	0202202010
Date	Apr 7, 2022
Instrument	202202010

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	57 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (-5.83%)	$22,080 (-) Land $2,870 Building $19,210
2024	$789.00 (-2.23%)	$22,080 (-) Land $2,870 Building $19,210
2023	$807.00 (+68.48%)	$22,080 (+92.33%) Land $2,870 Building $19,210	$63,090 (+92.29%) Land $8,200 Building $54,890
2022	$479.00	$11,480 Land $2,580 Building $8,900
2020			$32,810 Land $7,380 Building $25,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2013)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Dec 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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