Hamilton County property record for 321 Jefferson Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,577 sqft · built 1936 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,900 (Jan 2004) |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0011-0061-00 |
| Primary APN | 671-0011-0061-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,577 sqft Living Area |
| Gross Area | 2,697 sqft |
| 1st Floor Area | 1,120 sqft |
| Attic | Attic |
| Attic Area | 457 sqft |
| Basement Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 98 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 321 JEFFERSON AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JEFFERSON AVE 50 X 150 IRRW S JEFFERSON 100 FT S OF GRANITE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23201 |
321 Jefferson Ave is owned and occupied by two individuals who acquired it in July 2007.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 JEFFERSON AVE, CINCINNATI, OH 45215-5515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2004 · Amount on File |
| Deed Sale | Jan 16, 2004 · Amount on File |
| Deed Document Number | 200421329 |
| Deed Book / Page | 9509 / 255 |
| Last Transfer Date | Jul 18, 2007 |
| Transfer Doc | 0000109310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 321 JEFFERSON AVE, CINCINNATI, OH 45215-5515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8610 PINERD, CINCINNATI, OH 45242-7940 |
| Document Number | 0000061931 |
|---|---|
| Date | Aug 15, 2025 |
| Book Page | 15480/641 |
| Instrument | 2025-0061931 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 321 Jefferson Ave was $1,733 with a homeowner's exemption, up 1.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,733.00 (+1.82%) Homeowner's exemption | $42,837 (-) Land $10,101 Building $32,736 | $122,390 Land $28,860 Building $93,530 |
| 2024 | $1,702.00 (-3.68%) Homeowner's exemption | $42,837 (-) Land $10,101 Building $32,736 | |
| 2023 | $1,767.00 (+44.95%) Homeowner's exemption | $42,837 (+60.07%) Land $10,101 Building $32,736 | $122,390 Land $28,860 Building $93,530 |
| 2022 | $1,219.00 Homeowner's exemption | $26,762 Land $8,124 Building $18,638 | |
| 2020 | $76,460 Land $23,210 Building $53,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Jefferson Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1979–2013) |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Jefferson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING CITY PWS serves 9,506 people · EPA ID OH3101812 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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