320 Jefferson Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 320 Jefferson Ave, Cincinnati, OH 45217 · Last verified February 2026

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,013 sqft · built 1900
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$194,900 (Sep 2021)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Sep 2021 Sale Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`582-0011-0100-00`

Property Details

APN / Parcel Number

Primary APN	`582-0011-0100-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,013 sqft Finished Area
1st Floor Area	1,188 sqft
2nd Floor Area	825 sqft
Basement Area	1,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Patio Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 JEFFERSON AVE
City	CINCINNATI
State	OH
Zip	45217-1711
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JEFFERSON AV 50X125 LTS 422-423 STEPHEN KEMPER FARM SUB PR 100-101 CONS
Legal Subdivision	STEPHEN KEMPER FARM SUB
Legal Lot Number	422-423 423
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	4
Census Block	4002
Census Tract	25800

Owner

Source: Hamilton County records · APN 582-0011-0100-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 JEFFERSON AVE, CINCINNATI, OH 45217-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Affidavit, Transfer 360 AMERICAN TITLE SERVICES
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Sep 04, 1998 · Amount on Record
Deed Document Number	0000111924
Deed Book / Page	14503 / 2501
Record Updated	Jun 08, 2026

September 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2021
Property Address	320 JEFFERSON AVE, CINCINNATI, OH 45217-1711
Document Number	0000111926
Book / Page	14503 / 2516
Map Reference	MB 8 VOL 2 PG 33&34
Instrument Date	Sep 07, 2021
Instrument	2021-0111926
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 JEFFERSON AVE, CINCINNATI, OH 45217-1711

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2021
Property Address	320 JEFFERSON AVE, CINCINNATI, OH 45217-1711
Document Number	0000111924
Book / Page	14503 / 2501
Map Reference	MB 8 VOL 2 PG 33&34
Instrument Date	Sep 07, 2021
Instrument	2021-0111924
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$584.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 JEFFERSON AVE, CINCINNATI, OH 45217-1711

Mortgage

Document Number	0000111925
Date	Sep 16, 2021
Instrument	2021-0111925

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	320 JEFFERSON AVE, CINCINNATI, OH 45217-1711
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082905
Date	Sep 26, 2019
Book Page	14010/00455
Instrument	2019-0082905

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,250.00 (+2.91%)	$68,215 (-) Land $11,578 Building $56,637
2024	$4,130.00 (-3.21%)	$68,215 (-) Land $11,578 Building $56,637
2023	$4,267.00 (+45.33%)	$68,215 (+86.61%) Land $11,578 Building $56,637	$194,900 (+86.61%) Land $33,080 Building $161,820
2022	$2,936.00 Homeowner's exemption	$36,554 Land $9,030 Building $27,524
2020			$104,440 Land $25,800 Building $78,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 808 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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