Geauga County property record for 321 Irma Dr, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,400 sqft · built 1973 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jun 2021) |
| Tax Bill | $2,902 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-126500 |
| Primary APN | 10-126500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Upper Floors Area | 728 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Balcony Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005162-2 |
|---|---|
| Street Address | 321 IRMA DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | S/L 17 CHARDON PARK ESTATES #1 |
| Legal Subdivision | CHARDON |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 312201 |
321 Irma Dr is owned and occupied by an individual who bought it in June 2021.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 IRMA DR, CHARDON, OH 44024-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 15, 2021 | Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on File |
| Deed Sale | Jun 15, 2021 · Amount on File |
| Prior Sale | Jun 1, 1986 · Amount on File |
| Deed Document Number | 2021984428 |
| Deed Book / Page | 2127 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 321 IRMA DR, CHARDON, OH 44024-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 321 IRMA DR, CHARDON, OH 44024-1423 |
| Document Number | 0021640259 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 2164/259 |
| Instrument | 202301008485 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Jun 15, 2021 |
| Property Address | 321 IRMA DR, CHARDON, OH 44024-1423 |
| Document Number | 0021270838 |
| Book / Page | 2127 / 838 |
| Map Reference | VOL 7 PG 6 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 202100984428 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 IRMA DR, CHARDON, OH 44024-1423 |
| Document Number | 202100984429 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202100984429 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 321 Irma Dr was $2,902 with a homeowner's exemption, down 0.1% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,902.00 (-0.14%) | $58,670 (-) Land $13,130 Building $45,540 | |
| 2024 | $2,906.00 (+4.2%) Homeowner's exemption | $58,670 (-) Land $13,130 Building $45,540 | |
| 2023 | $2,789.00 | $58,670 (+26.12%) Land $13,130 Building $45,540 | $167,600 Land $37,500 Building $130,100 |
| 2022 | $46,520 Land $10,500 Building $36,020 | ||
| 2021 | $2,733.00 | ||
| 2020 | $132,900 Land $30,000 Building $102,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 Irma Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Irma Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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