Geauga County property record for 320 Irma Dr, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,114 sqft · built 1973 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $940,000 (Sep 2026) |
| Tax Bill | $2,947 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Nov 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-022800 |
| Primary APN | 10-022800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,114 sqft Living Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 004975-1 |
|---|---|
| Street Address | 320 IRMA DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | S/L 75 CHARDON PARK ESTATES |
| Legal Subdivision | CHARDON |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 312201 |
320 Irma Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Geauga County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 IRMA DR, CHARDON, OH 44024-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 4, 2026 | Fiduciary Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Nov 3, 2022 | Intrafamily Transfer, Transfer |
| Jul 11, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2026 · Amount on File |
| Deed Sale | Sep 4, 2026 · Amount on File |
| Prior Sale | Jul 26, 2007 · Amount on File |
| Deed Document Number | 20261051301 |
| Deed Book / Page | 2228 / 1676 |
| Prior Transfer Date | Nov 3, 2022 |
| Prior Transfer Doc | 0021611621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Sep 4, 2026 |
| Property Address | 320 IRMA DR, CHARDON, OH 44024-1424 |
| Document Number | 0001051301 |
| Book / Page | 2228 / 1676 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20261051301 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | INFINITY HM TITLE, INFINITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $94,940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 320 IRMA DR, CHARDON, OH 44024-1424 |
| Document Number | 0001051301, |
|---|---|
| Date | Sep 4, 2026 |
| Book Page | 2228/1679 |
| Instrument | 20261051301 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Nov 3, 2022 |
| Property Address | 320 IRMA DR, CHARDON, OH 44024-1424 |
| Document Number | 0021611621 |
| Book / Page | 2161 / 1621 |
| Map Reference | VOL 7 PG 6 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 202201006650 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 320 IRMA DR, CHARDON, OH 44024-1424 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Jul 11, 2019 |
| Property Address | 320 IRMA DR, CHARDON, OH 44024-1424 |
| Document Number | 0020741196 |
| Book / Page | 002074 / 001196 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 951332 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 IRMA DR CHARDON OH 440241424, CHARDON, OH 44024-1424 |
The 2025 property tax bill for 320 Irma Dr was $2,947 with a homeowner's exemption, down 0.1% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,947.00 (-0.14%) | $59,580 (-) Land $13,130 Building $46,450 | |
| 2024 | $2,951.00 (+4.2%) Homeowner's exemption | $59,580 (-) Land $13,130 Building $46,450 | |
| 2023 | $2,832.00 Homeowner's exemption | $59,580 (+24.44%) Land $13,130 Building $46,450 | $170,200 Land $37,500 Building $132,700 |
| 2022 | $47,880 Land $10,500 Building $37,380 | ||
| 2021 | $2,753.00 | ||
| 2020 | $136,800 Land $30,000 Building $106,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 320 Irma Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 320 Irma Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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