Osceola County property record for 321 Indiana Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1970 |
| Square Footage | 845 sqft Heated Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Last Sale | $127,000 (2005) |
| Tax Bill | $2,627.00 (2025) |
| Primary APN | 80073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 845 sqft Heated Area |
| Gross Area | 1,165 sqft Gross Area |
| 1st Floor | 845 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 150 ft x 70 ft Depth x Width |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch | Finished/Screened Porch |
| Porch Area | 320 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 80073 |
|---|---|
| Street Address | 321 INDIANA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADDN PB B PG 61-B & 62 BLK 411 LOT 8 LESS N 15 FT & S 15 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND AND 3RD STREETS |
| Legal Tract | 1 |
| Legal Block | 411 |
| Legal Lot Number | 8 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 43500 |
Source: Osceola County records · APN 80073
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 16610 SW 48TH ST, SOUTHWEST RANCHES, FL 33331-1364 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2005 · Amount on Record |
| Deed Sale | Mar 28, 2005 · Amount on Record |
| Prior Sale | Apr 20, 2000 · Amount on Record |
| Deed Doc Number | 2005074892 |
| Deed Book / Page | 2740 / 0441 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 321 INDIANA AVE, SAINT CLOUD, FL 34769-2356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16610 SW 48TH ST, SOUTHWEST RANCHES, FL 33331-1364 |
| Document Number | 0059232859 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 5923/2859 |
| Instrument | 2021047465 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,627.00 (+17.49%) | $166,900 (+14%) Land $60,000 Building $106,900 | $166,900 (+14%) Land $60,000 Building $106,900 |
| 2023 | $2,236.00 (+11.24%) | $146,400 (+13.84%) Land $55,000 Building $91,400 | $146,400 (+13.84%) Land $55,000 Building $91,400 |
| 2022 | $2,010.00 | $128,600 Land $50,000 Building $78,600 | $128,600 Land $50,000 Building $78,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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