Osceola County property record for 315 Indiana Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,215 sqft · built 1950 |
| Lot Size | 0.241 acres (10,497 sqft) |
| Owner | Company Name on File |
| Last Sale | $223,000 (Nov 2021) |
| Tax Bill | $4,009 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Nov 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-26-30-0001-0411-0085 |
| Primary APN | 01-26-30-0001-0411-0085 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 1,751 sqft |
| 1st Floor Area | 1,215 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,497 sqft (0.241 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened/Unfinished Porch |
| Porch Area | 294 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 315 INDIANA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 63 BLK 411 N 15 FT LOT 8 & S 55 FT LOT 9 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 411 |
| Legal Lot Number | 85 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 43500 |
315 Indiana Ave is owned by a company that bought it in November 2021.
Source: Osceola County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2325 POINTE PKWY, 250, CARMEL, IN 46032-3295 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 29, 2021 | Limited Warranty Deed, Transfer AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on File |
| Deed Sale | Nov 29, 2021 · Amount on File |
| Deed Document Number | 2021182916 |
| Deed Book / Page | 6094 / 1674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2022 |
| Property Address | 315 INDIANA AVE, SAINT CLOUD, FL 34769-2356 |
| Document Number | 0062320487 |
| Book / Page | 6232 / 487 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022092469 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2325 POINTE PKWY STE 250, 2325, CARMEL, IN 46032-3295 |
| Name | Verified Name |
|---|---|
| Address | 2350 POINTE PKWY # 250, 250, CARMEL, IN 46032 |
| Mail Care Of | RENU PROPERTY MANAGEMENT LLC |
| Investor | Possibly a Property Investor |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 29, 2021 |
| Property Address | 315 INDIANA AVE, SAINT CLOUD, FL 34769-2356 |
| Document Number | 0060941674 |
| Book / Page | 6094 / 1674 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021182916 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,561.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1761 NICKLAUS DR, 1761, MELBOURNE, FL 32935-4446 |
| Name | Verified Name |
|---|---|
| Address | 2325 POINTE PKWY STE 250, 250, CARMEL, IN 46032-3295 |
| Mail Care Of | RENU PROPERTY MANAGEMENT LLC |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 315 Indiana Ave was $4,009, up 4% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,009.00 (+4.02%) | $223,800 Land $60,000 Building $163,800 | $223,800 Land $60,000 Building $163,800 |
| 2024 | $3,854.00 (+9.96%) | ||
| 2023 | $3,505.00 (+18.17%) | $194,400 (+18.25%) Land $55,000 Building $139,400 | $194,400 (+18.25%) Land $55,000 Building $139,400 |
| 2022 | $2,966.00 | $164,400 Land $50,000 Building $114,400 | $164,400 Land $50,000 Building $114,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 Indiana Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 315 Indiana Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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