321 Harbor Point Cir, Duluth, MN 55802 Property Records

St. Louis County property record for 321 Harbor Point Cir, Duluth, MN 55802 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.75 Baths
Year Built	Built 1997
Square Footage	2,642 sqft Gross Area
Lot Size	16,428 sqft (0.377 acres)
Occupancy	Owner Occupied
Last Sale	$435,000 (2012)
Tax Bill	$14,166.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-2045-00040`
Alternative APN	`941822`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Total Rooms	7 Rooms
Building Area	2,642 sqft Gross Area
1st Floor	1,874 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	16,428 sqft (0.377 acres)
Garage Area	528 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	45 sqft Deck
Porch Area	108 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	941822
Street Address	321 HARBOR POINT CIR
City	DULUTH
State	MN
Zip	55802-2494
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 1 INCLUDING RIPARIAN RIGHTS SERIAL #
Legal Subdivision	HARBOR POINT DIVISION
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1006
Census Tract	2200

Owner

Source: St. Louis County records · APN 010-2045-00040

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 HARBOR POINT CIR, DULUTH, MN 55802-2494
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2012 · Amount on Record
Deed Sale	Nov 17, 2012 · Amount on Record
Deed Doc Number	2012922912
Prior Transfer Date	Oct 08, 2004
Prior Transfer Doc	0000788765
Record Refreshed	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	321 HARBOR POINT CIR, DULUTH, MN 55802-2494
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001054097
Date	Mar 08, 2022
Instrument	1054097

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,166.00 (-5.8%) Homeowner's exemption
2025	$15,038.00 (+31.89%) Homeowner's exemption	$960,100 (-3.03%) Land $320,000 Building $640,100	$960,100 (-3.03%) Land $320,000 Building $640,100
2024	$11,402.00	$990,100 (+55.12%) Land $440,500 Building $549,600	$990,100 (+55.12%) Land $440,500 Building $549,600
2022		$638,300 Land $213,100 Building $425,200	$638,300 Land $213,100 Building $425,200