St. Louis County property record for 316 Harbor Point Cir, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.75 ba · 2,909 sqft · built 1998 |
| Lot Size | 0.374 acres (16,323 sqft) |
| Owner | Company Name on Record |
| Last Sale | $415,000 (May 2001) |
| Tax Bill | $17,432 (2026) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2045-00050 |
| Primary APN | 010-2045-00050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,909 sqft Gross Area |
| 1st Floor Area | 1,737 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Lot Area | 16,323 sqft (0.374 acres) |
| Garage Area | 1,680 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1111939 |
|---|---|
| Street Address | 316 HARBOR POINT CIR |
| City | DULUTH |
| State | MN |
| Zip | 55802-2414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 1 INCLUDING RIPARIAN RIGHTS SERIAL # |
| Legal Subdivision | HARBOR POINT DIVISION |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2200 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 316 HARBOR POINT CIR, DULUTH, MN 55802-2414 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2001 · Amount on Record |
| Deed Sale | May 16, 2001 · Amount on Record |
| Deed Document Number | 2001700444 |
| Last Transfer Date | Jun 25, 2021 |
| Transfer Doc | 0001043013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 30, 2021 |
| Property Address | 316 HARBOR POINT CIR, DULUTH, MN 55802-2414 |
| Document Number | 0001043013 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 1043013 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 316 HARBOR POINT CIR, DULUTH, MN 55802-2414 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,432.00 (+13.09%) Homeowner's exemption | ||
| 2025 | $15,414.00 (+1.27%) Homeowner's exemption | $1,159,300 (+14.49%) Land $320,700 Building $838,600 | $1,159,300 (+14.49%) Land $320,700 Building $838,600 |
| 2024 | $15,220.00 | $1,012,600 (+22.5%) Land $444,000 Building $568,600 | $1,012,600 (+22.5%) Land $444,000 Building $568,600 |
| 2022 | $826,600 Land $214,800 Building $611,800 | $826,600 Land $214,800 Building $611,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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