321 Harbor Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 321 Harbor Blvd, Destin, FL 32541

Property Summary

Property TypeCommercial Office
Details4 ba · 3,073 sqft · built 1926
Lot Size0.341 acres (14,867 sqft)
OwnerCompany Name on Record
Last Sale$6,450,000 (May 2025)
Tax Bill$5,190 (2025)
Deeds & MortgagesMay 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-589-6573-2

Property Details

APN / Parcel Number

Primary APNC56-000-589-6573-2
Alternative APNs
  • 00-2S-22-0630-0000-0720
  • 22S200063000000720

Interior

Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms12 Rooms
Units2 Units
Stories1 Story
Building Area3,073 sqft Gross Area
1st Floor Area2,356 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,867 sqft (0.341 acres)
Lot Width60 ft Width
PorchFinished/Open Porch
Porch Area1,434 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address321 HARBOR BLVD
CityDESTIN
StateFL
Zip32541-2323
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionDESTIN M/P E1/2 OF W1/2 OF LOT 7 N OF COASTAL HWY
Legal SubdivisionDESTIN M/P
Legal Lot Number7
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2008
Census Tract23307

Owner

Source: Okaloosa County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1290 MCEVER RD, GAINESVILLE, GA 30504-3930
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2025 · Amount on Record
Deed SaleMay 12, 2025 · Amount on Record
Deed Document Number20253753255
Prior Transfer DateMay 5, 2020
Prior Transfer Doc0034601354
Record UpdatedJun 8, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMay 5, 2020
Property Address321 HARBOR BLVD, DESTIN, FL 32541-2323
Document Number0034601354
Book / Page003460 / 001354
Instrument DateMay 5, 2020
Instrument3356062
Transaction TypeTransfer
Record UpdatedJun 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address948 BAMBI DR DESTIN FL 325411833, DESTIN, FL 32541-1833

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,190.00 (+12.63%)$459,803 (+6.68%) Land $367,567 Building $92,236$459,803 (+6.68%) Land $367,567 Building $92,236
2023$4,608.00 (+5.71%)$431,015 (+3.86%) Land $346,500 Building $84,515$431,015 (+3.86%) Land $346,500 Building $84,515
2022$4,359.00$414,982 Land $330,000 Building $84,982$414,982 Land $330,000 Building $84,982

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Harbor Blvd

Nearby Streets

Search Property Records by Address or Parcel Number