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320 Harbor Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 320 Harbor Blvd, Destin, FL 32541

Property Summary

Property TypeRecreational/Entertainment (General)
Details12,878 sqft · built 1985
Lot Size2.31 acres (100,817 sqft)
OwnerCompany Name on File
Last Sale$615,000 (Apr 2021)
Deeds & MortgagesApr 2021 Sale & Mortgage
Aug 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APNC56-000-589-6566-6

Property Details

APN / Parcel Number

Primary APNC56-000-589-6566-6
Alternative APN
  • 00-2S-22-0630-0000-0600

Interior

Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area12,878 sqft Total Area
1st Floor Area6,224 sqft
Upper Floors Area5,254 sqft
Interior WallsPaneling

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeSteel Frame
Roof TypeSteel Frame/Truss
Roof MaterialBuilt-Up Asphalt
Lot Area100,817 sqft (2.31 acres)
Lot Dimensions200 ft deep x 277 ft wide
PorchPorch
Porch Area1,400 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address320 HARBOR BLVD
CityDESTIN
StateFL
Zip32541-2360
Property CategoryCommercial
Property TypeCommercial > Retail > Recreational/Entertainment (General)
Legal DescriptionDESTIN M/P LOT 6 S OF HY EX W 65FT EX DESTIN YACHT CLUB CONDO
Legal Range22
Legal Township02S
Legal SubdivisionYACHT CLUB
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2000
Census Tract23303

Owner

320 Harbor Blvd, a commercial property, is owned by a company that bought it in April 2021.

Source: Okaloosa County records, as of February 12, 2024

Owner of RecordCompany Name on File
Mailing Address320 HARBOR BLVD, DESTIN, FL 32541-2360
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2021Warranty Deed, Transfer · Commercial Mortgage
RED RIVER BANK
Aug 21, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2021 · Amount on File
Deed SaleApr 7, 2021 · Amount on File
Prior SaleJan 21, 2009 · Amount on File
Deed Document Number3444142
Deed Book / Page3537 / 2371
Record UpdatedJun 7, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 7, 2021
Property Address320 HARBOR BLVD, DESTIN, FL 32541-2360
Document Number0035372371
Book / Page3537 / 2371
Map ReferenceMB 1266 PG 849
Instrument DateApr 5, 2021
Instrument3444142
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount on Record
Tax$4,305.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address320 HARBOR BLVD, 320, DESTIN, FL 32541-2360

Transferred To (Grantee/Buyer)

NameVerified Name
Address3003 JEAN LAFITTE PKWY, CHALMETTE, LA 70043-4058

Mortgage

Document Number0035372373
DateApr 7, 2021
Instrument3537/2373
Lender
NameRED RIVER BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term12 Months
DueApr 5, 2022

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateAug 21, 2017
Property Address320 HARBOR BLVD, DESTIN, FL 32541-2360
Document Number0033140764
Book / Page003314 / 000764
Instrument DateJun 29, 2017
Instrument3155120
Transaction TypeForeclosure
Record UpdatedOct 27, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 HARBOR BLVD #B402 DESTIN FL 325412360, B402, DESTIN, FL 32541-2360

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Flood

FEMA maps place 320 Harbor Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 422 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,500 units insured
incl. 1,078 condo units
Nearby Flood Claims819 (1980–2024)
Claims Outside the SFHA261 of 819
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Dennis, Jul 2005 · 58 claims
  • Hurricane Frances, Sep 2004 · 182 claims
  • Hurricane Opal, Oct 1995 · 461 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 Harbor Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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