321 Gregory St, Central City, CO 80427 Property Records

Gilpin County property record for 321 Gregory St, Central City, CO 80427

Property Summary

Property TypeCommercial
Details80 ba · 128,453 sqft · built 1994
Lot Size1.16 acres (50,704 sqft)
OwnerCompany Name on Record
Last Sale$71,000 (Mar 2011)
Tax Bill$431,965 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Dec 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN1835-124-01-094

Property Details

APN / Parcel Number

Primary APN1835-124-01-094
Alternative APN
  • R011051

Interior

Full Baths80 Baths
Total Rooms55 Rooms
Stories4 Stories
Building Area128,453 sqft Gross Area
1st Floor Area9,977 sqft
FlooringTerrazzo
Interior WallsPaneling
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1995
Architectural StyleGeorgian
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialRolled Roofing
Lot Area50,704 sqft (1.16 acres)
Garage TypeParking Structure
Garage Area62,543 sqft
Parking Spaces196 Parking Spaces
Shed1 Shed
Shed Area1,776 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberR011051
Street Address321 GREGORY ST
CityCENTRAL CITY
StateCO
Zip80427
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 016 LOT: 015 THRU:- LOT: 024, SUBD: CENTRAL CITY BLOCK: 044 LOT: 001 THRU:- LOT:
Legal Range73W
Legal Township03S
Legal Section12
Legal SubdivisionCENTRAL CITY
Legal Block16
Legal Lot Number15
JurisdictionGILPIN CO
Township / Civil DivisionCENTRAL CITY
Census Block Group3
Census Block3053
Census Tract13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central City-Black Hawk Historic District
listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gilpin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address245 PARK AVE, NEW YORK, NY 10167-0002
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Loan Modification, Mortgage
ANKURA TRUST CO LLC
Dec 17, 2019Grant Deed, Transfer
FNTG-NCS COLORADO
May 9, 2017Trustee's Deed, Transfer · Line of Credit
GREAT WSTRN BK
Mar 1, 2017Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2011 · Amount on Record
Deed SaleMar 7, 2011 · Amount on Record
Deed Document Number2011143661
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGILPIN CO
Property Address321 GREGORY ST, CENTRAL CITY, CO 80427
Document Number0000166067
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyFNTG-NCS COLORADO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address215 S STATE ST #380 SALT LAKE CITY UT 841112371, 380, SALT LAKE CITY, UT 84111-2371

Mortgage

Document Number0000166067
DateMay 12, 2020
Instrument166067
Lender
NameANKURA TRUST CO LLC
Address140 SHERMAN ST # 4TH, FAIRFIELD, CT 06824-5849
Agreement
AmountAmount Recorded

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGILPIN CO
Recording DateDec 17, 2019
Property Address321 GREGORY ST, CENTRAL CITY, CO 80427
Document Number0000165152
Instrument DateDec 9, 2019
Instrument165152
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyFNTG-NCS COLORADO

Transaction

AmountAmount Recorded
Tax$2,002.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2926 MONTESSOURI ST LAS VEGAS NV 891173152, LAS VEGAS, NV 89117-3152
InvestorPossibly a Property Investor

May 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionGILPIN CO
Recording DateMay 9, 2017
Property Address321 GREGORY ST, CENTRAL CITY, CO 80427
Document Number0000158968
Instrument DateMay 1, 2017
Instrument158968
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address101 GREGORY ST BLACK HAWK CO 80422, BLACK HAWK, CO 80422
InvestorPossibly a Property Investor

Mortgage

Document Number158970
DateMay 9, 2017
Instrument158970
Lender
NameGREAT WSTRN BK
TypeFederal Savings Bank
Address1900 9TH ST, BOULDER, CO 80302-5139
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 8, 2027
Interest
Rate TypeAdjustable Rate

March 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionGILPIN CO
Recording DateMar 1, 2017
Property Address321 GREGORY ST, CENTRAL CITY, CO 80427
Document Number0000158483
Instrument DateDec 10, 2013
Instrument158483
Transaction TypeForeclosure
Record UpdatedMay 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2560 LORD BALTIMORE DR BALTIMORE MD 212442677, BALTIMORE, MD 21244-2677

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGilpin County
MunicipalityCentral City
Unified School DistrictGilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431,965.00 (-3.55%)$3,472,310 (-3.86%) Land $205,370 Building $3,266,940$12,860,420 (-0.65%) Land $760,640 Building $12,099,780
2024$447,845.00 (+0.25%)$3,611,540 (-) Land $360,770 Building $3,250,770$12,944,580 (-) Land $1,293,080 Building $11,651,500
2023$446,743.00 (+17.3%)$3,611,540 (+11.07%) Land $360,770 Building $3,250,770$12,944,580 (+15.45%) Land $1,293,080 Building $11,651,500
2022$380,847.00$3,251,690 Land $312,500 Building $2,939,190$11,212,709 Land $1,077,570 Building $10,135,139

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 90% of Colorado
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL CITY
serves 3,750 people · EPA ID CO0124171
Water SourceSurface water
Last State InspectionSep 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Cable · Fiber in parts of the area
1,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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