161 Gregory St, Central City, CO 80427 Property Records

Gilpin County property record for 161 Gregory St, Central City, CO 80427

Property Summary

Property Type	Commercial Office
Details	1 ba · 1,378 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2011)
Tax Bill	$9,845 (2025)
Deeds & Mortgages	Jun 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1835-123-01-129`

Property Details

APN / Parcel Number

Primary APN	`1835-123-01-129`
Alternative APNs	`R002383` `R002386`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,378 sqft Gross Area
Upper Floors Area	444 sqft
Flooring	Tile
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2012
Architectural Style	Cape Cod
Exterior Material	Other
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	7,000 sqft (0.161 acres)
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Oil

Location & Zoning

Account Number	R002386
Street Address	161 GREGORY ST
City	CENTRAL CITY
State	CO
Zip	80427-9990
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	S: 12 T: 3S R: 73W SUBD: CENTRAL CITY BLOCK: 016 LOT: 008 AND:- LOT: 009 & IMPS
Legal Range	73W
Legal Township	03S
Legal Section	12
Legal Subdivision	CENTRAL CITY
Legal Block	16
Legal Lot Number	8
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3053
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

161 Gregory St, a commercial property, is owned by an individual who bought it in April 2011.

Source: Gilpin County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 641, BLACK HAWK, CO 80422-0641
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2011 · Amount on File
Deed Sale	Apr 28, 2011 · Amount on File
Deed Document Number	2011143941
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	161 GREGORY ST, CENTRAL CITY, CO 80427-9990
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 641, BLACK HAWK, CO 80422-0641

Mortgage

Document Number	0000178540
Date	Jun 26, 2025
Instrument	178540

Lender

Name	WEINBERG SERVICING LLC
Type	Non-Lending Institution
Address	3535 ROSWELL RD STE 57, MARIETTA, GA 30062

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	85 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 161 Gregory St was $9,845, up 589.9% from the year before.

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Central City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,845.00 (+589.91%)	$79,140 (+587.58%) Land $42,530 Building $36,610	$293,110 (+610.74%) Land $157,500 Building $135,610
2024	$1,427.00 (+0.28%)	$11,510 (-) Land $11,510	$41,240 (-) Land $41,240
2023	$1,423.00 (+21.94%)	$11,510 (+15.45%) Land $11,510	$41,240 (+19.99%) Land $41,240
2022	$1,167.00	$9,970 Land $9,970	$34,370 Land $34,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 161 Gregory St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 Gregory St is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 80% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL CITY serves 3,750 people · EPA ID CO0124171
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20