Williamson County property record for 321 Gainer Dr, Hutto, TX 78634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,449 sqft · built 2005 |
| Lot Size | 0.355 acres (15,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,800 (May 2006) |
| Tax Bill | $4,838 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-14-1406-030K-0042 |
| Primary APN | R-14-1406-030K-0042 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Lot Area | 15,473 sqft (0.355 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R141406030K0042 |
|---|---|
| Street Address | 321 GAINER DR |
| City | HUTTO |
| State | TX |
| Zip | 78634-4372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S8340 - LEGENDS OF HUTTO PH 3, BLOCK K, LOT 42 |
| Legal Subdivision | LEGENDS OF HUTTO PH 3 |
| Legal Phase | 3 |
| Legal Block | K |
| Legal Lot Number | 42 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | TAYLOR |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20820 |
Source: Williamson County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 GAINER DR, HUTTO, TX 78634-4372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2020 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2006 · Amount on Record |
| Deed Sale | May 5, 2006 · Amount on Record |
| Prior Sale | May 5, 2006 · Amount on Record |
| Deed Document Number | 200636199 |
| Prior Transfer Date | Apr 28, 2006 |
| Prior Transfer Doc | 0000036198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 321 GAINER DR, HUTTO, TX 78634-4372 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 321 GAINER DR, HUTTO, TX 78634-4372 |
| Document Number | 0000137447 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020137447 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 319 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 321 GAINER DR, HUTTO, TX 78634-4372 |
| Document Number | 0000047474 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 321 GAINER DR HUTTO TX 786344372, HUTTO, TX 78634-4372 |
| Document Number | 0000047474 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 47474 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2047 |
Source: Williamson County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Hutto City |
| County | Williamson County |
| Unified School District | Hutto Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,838.00 (+12.56%) Homeowner's exemption | $283,168 (-6.88%) Land $73,000 Building $210,168 | $283,168 (-6.88%) Land $73,000 Building $210,168 |
| 2023 | $4,298.00 (-11.85%) Homeowner's exemption | $304,079 Land $73,000 Building $231,079 | $304,079 Land $73,000 Building $231,079 |
| 2022 | $4,876.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HUTTO serves 29,580 people · EPA ID TX2460007 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Nextlink Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Brightspeed, FiberFirst, Hotwire Communications, Optimum, SOS Communications, T-Mobile, Verizon.
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