320 Gainer Dr, Hutto, TX 78634 Property Records

Williamson County property record for 320 Gainer Dr, Hutto, TX 78634

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,945 sqft · built 2005
Lot Size0.178 acres (7,764 sqft)
Owner2 Individual Names on Record
Last Sale$481,880 (Mar 2023)
Tax Bill$6,348 (2025)
Deeds & MortgagesMar 2023 Mortgage
Nov 2022 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNR-14-1406-030V-0007

Property Details

APN / Parcel Number

Primary APNR-14-1406-030V-0007
Alternative APNs
  • R438232
  • 243204

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,945 sqft Living Area
1st Floor Area1,945 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area7,764 sqft (0.178 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area253 sqft
PorchOpen Porch
Porch Area254 sqft
Patio Area351 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR141406030V0007
Street Address320 GAINER DR
CityHUTTO
StateTX
Zip78634-4372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS8340 - LEGENDS OF HUTTO PH 3, BLOCK V, LOT 7
Legal SubdivisionLEGENDS OF HUTTO PH 3
Legal Phase3
Legal BlockV
Legal Lot Number7
JurisdictionWILLIAMSON TX
Township / Civil DivisionTAYLOR
Census Block Group1
Census Block1019
Census Tract20820

Owner

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address320 GAINER DR, HUTTO, TX 78634-4372
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Vendor's Lien, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 3, 2022Vendor's Lien, Transfer · Commercial Mortgage
QUANTA FINANCIAL LLC
Dec 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRODIGY INC
Aug 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
PRODIGY INC
Aug 18, 2022Deed of Trust, Mortgage · Line of Credit
PRODIGY INC
Jan 26, 2021Warranty Deed, Transfer
PRIVATE INDIVIDUAL
Jan 26, 2021Quit Claim Deed
TEXAS NATIONAL TITLE
Jul 31, 2018Vendor's Lien, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2023 · Amount on Record
Deed SaleMar 10, 2023 · Amount on Record
Prior SaleNov 3, 2022 · Amount on Record
Deed Document Number202318793
Prior Transfer DateJan 19, 2021
Prior Transfer Doc0000000007
Record UpdatedOct 29, 2026

March 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateMar 10, 2023
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Document Number0000018793
Map ReferenceCAB X SL 321
Instrument DateMar 9, 2023
Instrument2023018793
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyHOMEWARD TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GAINER DR, HUTTO, TX 78634-4372

Mortgage

Document Number0000018794
DateMar 10, 2023
Instrument2023018794
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

November 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateNov 3, 2022
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Document Number0000124691
Map ReferenceCAB X SL 321
Instrument DateNov 2, 2022
Instrument2022124691
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyNOT AVAILABLE, HTT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 S CAPITAL OF TEXAS HWY, WEST LAKE HILLS, TX 78746-6450
InvestorPossibly a Property Investor

Mortgage

Document Number0000124692
DateNov 3, 2022
Instrument2022124692
Lender
NameQUANTA FINANCIAL LLC
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000193630
DateDec 22, 2021
Instrument2021193630
Lender
NamePRODIGY INC
TypeNon-Lending Institution
AddressAUSTIN, TX 78750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term313 Months
DueJan 1, 2048

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098340
DateAug 19, 2022
Instrument2022098340
Lender
NamePRODIGY INC
TypeNon-Lending Institution
Address78780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term305 Months
DueJan 1, 2048

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TX
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Transaction TypeMortgage
Record UpdatedSep 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097877
DateAug 18, 2022
Instrument2022097877
Lender
NamePRODIGY INC
TypeNon-Lending Institution
AddressAUSTIN, TX 78750
Agreement
TypeLine of Credit
AmountAmount Recorded
Term305 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TX
Recording DateJan 26, 2021
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Document Number0000012608
Instrument DateJan 25, 2021
Instrument12608
Transaction TypeTransfer
Record UpdatedFeb 8, 2021
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 GAINER DR HUTTO TX 786344372, HUTTO, TX 78634-4372

Mortgage

Document Number12609
DateJan 26, 2021
Instrument12609
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressAUSTIN, TX 78750
Agreement
AmountAmount Recorded
Term360 Months
DueJan 25, 2051

January 2021: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionWILLIAMSON TX
Recording DateJan 26, 2021
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Document Number0000012607
Instrument DateJan 19, 2021
Instrument12607
Record UpdatedFeb 8, 2021
Title CompanyTEXAS NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GAINER DR HUTTO TX 786344372, HUTTO, TX 78634-4372

July 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILLIAMSON TX
Recording DateJul 31, 2018
Property Address320 GAINER DR, HUTTO, TX 78634-4372
Document Number0000067869
Map ReferenceCAB X SL321-324
Instrument DateJul 30, 2018
Instrument2018067869
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 GAINER DR, HUTTO, TX 78634-4372

Mortgage

Document Number0000067870
DateJul 31, 2018
Instrument2018067870
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityHutto City
CountyWilliamson County
Unified School DistrictHutto Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,348.00 (-6.23%)$360,441 (-4.71%) Land $73,000 Building $287,441$360,441 (-4.71%) Land $73,000 Building $287,441
2024$6,770.00 (-17.23%)
2023$8,179.00 (-16.24%)$378,242 Land $73,000 Building $305,242$378,242 Land $73,000 Building $305,242
2022$9,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HUTTO
serves 29,580 people · EPA ID TX2460007
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Nextlink
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Brightspeed, FiberFirst, Hotwire Communications, Optimum, SOS Communications, T-Mobile, Verizon.

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