Allegan County property record for 321 Ely St, Allegan, MI 49010
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,816 sqft · built 1938 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,000 (May 2014) |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-305-074-00 |
| Primary APN | 51-305-074-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Basement Area | 1,296 sqft |
| Unfinished Basement | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 117 ft deep x 73 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 321 ELY ST |
|---|---|
| City | ALLEGAN |
| State | MI |
| Zip | 49010-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 SFR |
| Legal Description | PT OF LOTS 582 & 583 COM AT SE COR OF JAMES & ELY STS TH SELY ALONG JAMES ST 117.5 FT TH NELY PPL TO ELY ST 73 FT TH NWLY PPL |
| Legal Subdivision | CITY ALLEGAN |
| Legal Lot Number | 582-583 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | ALLEGAN |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 31200 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 ELY ST, ALLEGAN, MI 49010-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2014 · Amount on Record |
| Deed Sale | May 29, 2014 · Amount on Record |
| Deed Book / Page | 3838 / 523 |
| Prior Transfer Date | Oct 2, 2003 |
| Prior Transfer Doc | 2570000448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 321 ELY ST, ALLEGAN, MI 49010-1416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 321 ELY ST, ALLEGAN, MI 49010-1416 |
| Document Number | 004778/389 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 4778/389 |
| Instrument | 2022013792 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 473 Months |
| Due | Dec 3, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Allegan City |
| Unified School District | Allegan Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,900 (+35.24%) Land $18,400 Building $135,500 | $307,800 (+35.24%) Land $36,800 Building $271,000 | |
| 2025 | $2,788.00 (+12.42%) | ||
| 2023 | $113,800 Land $12,700 Building $101,100 | $227,600 Land $25,400 Building $202,200 | |
| 2022 | $2,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLEGAN serves 5,930 people · EPA ID MI0000120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures