320 Ely St, Allegan, MI 49010 Property Records

Allegan County property record for 320 Ely St, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,624 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Apr 2022)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-105-254-00`

Property Details

APN / Parcel Number

Primary APN	`51-105-254-00`
Alternative APN	`03-51-105-254-00`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Exterior Material	Wood
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 ELY ST
City	ALLEGAN
State	MI
Zip	49010-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 SFR
Legal Description	WLY 1/2 MEASURED ALONG ELY ST OF LOTS 574 & 575 O. P. SEC 28.
Legal Subdivision	ORIGINAL PLAT VLG
Legal Lot Number	574-575
Jurisdiction	ALLEGAN MI
Township / Civil Division	ALLEGAN
Census Block Group	4
Census Block	4027
Census Tract	31200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pritchard's Outlook Historic District listed 1987 · 206 contributing resources · NRIS 87000265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 ELY ST, ALLEGAN, MI 49010-1417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 19, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 31, 2017	Warranty Deed, Transfer TITLE SOLUTIONS AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	May 19, 2020 · Amount on Record
Deed Document Number	20228848
Deed Book / Page	4754 / 799
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Apr 28, 2022
Property Address	320 ELY ST, ALLEGAN, MI 49010-1417
Document Number	004754/799
Book / Page	4754 / 799
Map Reference	LB 7 PG 344
Instrument Date	Apr 25, 2022
Instrument	2022008848
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ELY ST, 320, ALLEGAN, MI 49010-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 N MAIN ST, ALLEGAN, MI 49010-1125

Mortgage

Document Number	0004754801
Date	Apr 28, 2022
Instrument	4754-801

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 19, 2020
Property Address	320 ELY ST, ALLEGAN, MI 49010-1417
Document Number	004463/681
Book / Page	4463 / 681
Map Reference	LB 7 PG 344
Instrument Date	May 11, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ELY ST, 320, ALLEGAN, MI 49010-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	311 BASELINE RD, GOBLES, MI 49055

Mortgage

Document Number	0004463683
Date	May 19, 2020
Instrument	4463/683

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 31, 2017
Property Address	320 ELY ST, ALLEGAN, MI 49010-1417
Document Number	4144/651
Book / Page	4144 / 651
Map Reference	LB7 PG344
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TITLE SOLUTIONS AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 ELY ST, 320, ALLEGAN, MI 49010-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 E HAMMOND ST, OTSEGO, MI 49078-1506

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Allegan City
Unified School District	Allegan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,200 (+27.7%) Land $17,500 Building $74,700	$184,400 (+27.7%) Land $35,000 Building $149,400
2025	$3,479.00 (+31.98%)
2023		$72,200 Land $14,900 Building $57,300	$144,400 Land $29,800 Building $114,600
2022	$2,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLEGAN serves 5,930 people · EPA ID MI0000120
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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