314 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 314 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,230 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Jul 2019)
Tax Bill	$754 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`B0330-089-000`

Property Details

APN / Parcel Number

Primary APN	`B0330-089-000`
Alternative APNs	`B033000000089000` `13056`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,230 sqft Total Area
1st Floor Area	1,230 sqft
Flooring	Concrete/Cement
Interior Walls	Paneling

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Material	Tar & Gravel
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	80 ft deep x 30 ft wide
Canopy	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13056
Old Parcel Number	B033000000089000
Street Address	314 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3738
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	446 848 314 WATER ST
Legal Subdivision	H W MARTIN HICKS BLK
Legal Block	20
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4033
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Decatur County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3427 THOMASVILLE RD, CLIMAX, GA 39834-2780
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Document Number	0000446848
Deed Book / Page	446 / 848
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jul 22, 2019
Property Address	314 E WATER ST, BAINBRIDGE, GA 39817-3738
Document Number	000446/848
Book / Page	446 / 848
Instrument Date	Jul 22, 2019
Instrument	2019-000624
Transaction Type	Transfer
Record Updated	Nov 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 THOMASVILLE RD, CLIMAX, GA 39834-2780

Mortgage

Document Number	0000000446/0000000850
Date	Jul 22, 2019
Book Page	0000000446/0000000850

Lender

Name	FLINT RIVER REAL ESTATE HOLDINGS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2029

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (+23.4%)	$23,405 (+18.02%) Land $1,962 Building $21,443	$58,512 (+18.02%) Land $4,905 Building $53,607
2023	$611.00 (+3.74%)	$19,831 Land $1,962 Building $17,869	$49,577 Land $4,905 Building $44,672
2022	$589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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