321 E Payton Ave, Des Moines, IA 50315 Property Records

Polk County property record for 321 E Payton Ave, Des Moines, IA 50315

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,120 sqft · built 1915
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Tax Bill$3,440 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN120/00749-002-000

Property Details

APN / Parcel Number

Primary APN120/00749-002-000
Alternative APN
  • 782427376010

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area2,240 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2000
Architectural StyleBungalow
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address321 E PAYTON AVE
CityDES MOINES
StateIA
Zip50315-5855
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX E 75F- N200F LOT 200 & N 200F E 30F LOT 199 CUMMINSFORD
Legal SubdivisionCUMMINSFORD
Legal Lot Number200
JurisdictionPOLK IA
Township / Civil DivisionBLOOMFIELD
Census Block Group2
Census Block2017
Census Tract4602

Owner

321 E Payton Ave is owned and occupied by an individual who acquired it in March 2010.

Source: Polk County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address321 E PAYTON AVE, DES MOINES, IA 50315-5855
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 17, 2010
Transfer Doc0000069075
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK IA
Recording DateOct 6, 2021
Property Address321 E PAYTON AVE, DES MOINES, IA 50315-5855
Document Number0000105556
Book / Page18791 / 264
Instrument DateSep 24, 2021
Instrument2021-00105556
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E PAYTON AVE, DES MOINES, IA 50315-5855

Mortgage

Document Number0000105557
DateOct 6, 2021
Instrument2021-00105557
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 321 E Payton Ave was $3,440 with a homeowner's exemption.

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,440.00 Homeowner's exemption$206,000 Land $41,900 Building $164,100$206,000 Land $41,900 Building $164,100
2024$3,440.00
2023$181,600 Land $36,700 Building $144,900$181,600 Land $36,700 Building $144,900
2020$3,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 E Payton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Verizon.

Nearby Properties on E Payton Ave

Nearby Streets

Search Property Records by Address or Parcel Number