313 E Payton Ave, Des Moines, IA 50315 Property Records

Polk County property record for 313 E Payton Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 1946
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Dec 2025)
Tax Bill	$3,050 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage May 2025 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`120/00750-000-000`

Property Details

APN / Parcel Number

Primary APN	`120/00750-000-000`
Alternative APN	`782427376009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	1,568 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Finished Basement	330 sqft
Unfinished Basement	454 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	672 sqft
Parking Spaces	3 Parking Spaces
Deck Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	313 E PAYTON AVE
City	DES MOINES
State	IA
Zip	50315-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 50F E 80F N 200F LOT 199 CUMMINSFORD
Legal Subdivision	CUMMINSFORD
Legal Lot Number	199
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2017
Census Tract	4602

Owner

313 E Payton Ave is owned and occupied by an individual who bought it in December 2025.

Source: Polk County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
May 7, 2025	Warranty Deed, Transfer · Line of Credit ITM LLC A NEBRASK
May 7, 2025	Warranty Deed, Transfer
Sep 12, 2017	Deed, Transfer · Conventional Mortgage UNIVERSITY IOWA COMMUNITY CU
Sep 12, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Sep 12, 2017 · Amount on File
Deed Document Number	202574216
Deed Book / Page	20362 / 313
Prior Transfer Date	Sep 25, 2013
Prior Transfer Doc	0000029194
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 10, 2025
Property Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855
Document Number	0000074216
Book / Page	20362 / 313
Instrument Date	Dec 3, 2025
Instrument	2025-00074216
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855

Mortgage

Document Number	0000074217
Date	Dec 10, 2025
Instrument	2025-00074217

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 7, 2025
Property Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855
Document Number	0000025108
Book / Page	20127 / 713
Instrument Date	Apr 28, 2025
Instrument	2025-00025108
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9191 THRASHER AVE, LOS ANGELES, CA 90069-1144

Mortgage

Document Number	0000025109
Date	May 7, 2025
Instrument	2025-00025109

Lender

Name	ITM LLC A NEBRASK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Nov 1, 2025

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 7, 2025
Property Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855
Document Number	0000025107
Book / Page	20127 / 712
Instrument Date	Apr 16, 2025
Instrument	2025-00025107
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK IA
Recording Date	Sep 12, 2017
Property Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855
Document Number	201700021667
Book / Page	16641 / 370
Instrument Date	Sep 1, 2017
Instrument	2017-00021667
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855

Mortgage

Document Number	0000021669
Date	Sep 12, 2017
Book Page	16641/374
Instrument	2017-00021669

Lender

Name	UNIVERSITY IOWA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Sep 12, 2017
Property Address	313 E PAYTON AVE, DES MOINES, IA 50315-5855
Document Number	0000021664
Book / Page	016641 / 000365
Instrument Date	Aug 31, 2017
Instrument	21664
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$119.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	313 E PAYTON AVE DES MOINES IA 503155855, DES MOINES, IA 50315-5855

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,500 Land $37,000 Building $136,500	$173,500 Land $37,000 Building $136,500
2024	$3,050.00
2023		$155,000 Land $32,400 Building $122,600	$155,000 Land $32,400 Building $122,600
2020	$2,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 E Payton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Verizon.

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