Caldwell County property record for 321 E Oak St, Cowgill, MO 64637
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,348 sqft · built 1925 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $694 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-21-1-01-4.00 |
| Primary APN | 10-5-21-1-01-4.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Basement Area | 1,348 sqft |
| Unfinished Basement | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,736 sqft (0.499 acres) |
| Lot Dimensions | 220 ft deep x 98.8 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 182 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 321 E OAK ST |
|---|---|
| City | COWGILL |
| State | MO |
| Zip | 64637-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-55-27 PART OF SE NE BEG ON W LINE OF LINVILLE'S ADD'N, 311' N & 720.1' W OF SE COR NE, TH., N 98.75', W 220', S 98.75', E |
| Legal Range | 27 |
| Legal Township | 55 |
| Legal Section | 21 |
| Legal Subdivision | LINVILLE'S ADD'N |
| Jurisdiction | CALDWELL MO |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 950100 |
Source: Caldwell County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 42, COWGILL, MO 64637-0042 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Caldwell County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Caldwell County |
| County Subdivision | Lincoln Township |
| Municipality | Cowgill City |
| Elementary School District | Cowgill R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $694.00 (+18.03%) | $9,840 (+15.76%) Land $850 Building $8,990 | $51,760 (+15.74%) Land $4,460 Building $47,300 |
| 2024 | $588.00 | ||
| 2023 | $8,500 Land $850 Building $7,650 | $44,720 Land $4,460 Building $40,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jun 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY PWSD 1 serves 335 people · EPA ID MO1024078 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Green Hills Technologies Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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