301 E Oak St, Cowgill, MO 64637 Property Records

Caldwell County property record for 301 E Oak St, Cowgill, MO 64637

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,257 sqft · built 1910
Lot Size	1 acres (43,734 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jul 2019)
Tax Bill	$700 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-5-21-1-01-6.00`

Property Details

APN / Parcel Number

Primary APN	`10-5-21-1-01-6.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,257 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,734 sqft (1 acres)
Lot Dimensions	175 ft deep x 250 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	36 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	301 E OAK ST
City	COWGILL
State	MO
Zip	64637-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21-55-27 BEG. 30' W NW COR BLK 2, LINVILLE ADD., TH S 170' (S), W 250' (S), N 175' (S), E 250' (S) TO POB CITY OF COWGILL
Legal Range	27
Legal Township	55
Legal Section	21
Legal Subdivision	LINVILLE ADD
Legal Block	2
Jurisdiction	CALDWELL MO
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3070
Census Tract	950100

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 OAK ST, COWGILL, MO 64637-9726
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	201957660
Deed Book / Page	195 / 5961
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Jul 3, 2019
Property Address	301 E OAK ST, COWGILL, MO 64637-9764
Document Number	195/5961
Book / Page	195 / 5961
Instrument Date	Jul 3, 2019
Instrument	57660
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 OAK ST, COWGILL, MO 64637-9726

Mortgage

Document Number	57661
Date	Jul 3, 2019
Instrument	57661

Lender

Name	BANK NORTHWEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 3, 2039

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Lincoln Township
Municipality	Cowgill City
Elementary School District	Cowgill R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (+12.36%)	$9,930 (+7.35%) Land $2,030 Building $7,900	$52,290 (+7.33%) Land $10,700 Building $41,590
2024	$623.00
2023		$9,250 Land $2,030 Building $7,220	$48,720 Land $10,700 Building $38,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY PWSD 1 serves 335 people · EPA ID MO1024078
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Green Hills Technologies Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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