321 E Mason St, Owosso, MI 48867 Property Records

Shiawassee County property record for 321 E Mason St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,100 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Nov 2024)
Tax Bill$1,781 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Jun 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN050-470-009-018-00

Property Details

APN / Parcel Number

Primary APN050-470-009-018-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,100 sqft Living Area
1st Floor Area740 sqft
Basement Area722 sqft
Unfinished Basement722 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Lot Area3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address321 E MASON ST
CityOWOSSO
StateMI
Zip48867-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 44' OF LOT 12 BLK 9 ORIGINAL PLAT
Legal SubdivisionORIGINAL OF CITY OF OWOSSO
Legal Block9
Legal Lot Number12
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2015
Census Tract30600

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1920 W HIBBARD RD, OWOSSO, MI 48867-9222
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · Line of Credit
INDEPENDENT BANK
Jun 2, 2020Warranty Deed, Transfer · Construction Mortgage
TRUSTME LEASING LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2024 · Amount on Record
Deed SaleNov 12, 2024 · Amount on Record
Prior SaleJun 2, 2020 · Amount on Record
Deed Document Number20243386483
Deed Book / Page1322 / 183
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address321 E MASON ST, OWOSSO, MI 48867-3031
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 W EXCHANGE ST 300, 300, OWOSSO, MI 48867-2834

Mortgage

Document Number0012760722
DateDec 28, 2020
Book Page1276/722
Instrument3340457
Lender
NameINDEPENDENT BANK
TypeBank
AddressIONIA, MI 48846
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJun 2, 2020
Property Address321 E MASON ST, OWOSSO, MI 48867-3031
Document Number0012690427
Book / Page001269 / 000427
Instrument DateMay 28, 2020
Instrument3333068
Transaction TypeTransfer
Record UpdatedJul 6, 2020
Title CompanyATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,125.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address120 W EXCHANGE ST #300 OWOSSO MI 488672834, 300, OWOSSO, MI 48867-2834

Mortgage

Document Number12690428
DateJun 2, 2020
Book Page001269/000428
Instrument3333069
Lender
NameTRUSTME LEASING LLC
Address3520 DAVENPORT AVE, SAGINAW, MI 48602-3307
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 1, 2021

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$35,500 (+8.56%)$71,000 (+8.56%)
2025$1,781.00 (+28.31%) Homeowner's exemption Additional exemption filed$32,700 (+22.01%)$65,400 (+22.01%)
2023$1,388.00 Homeowner's exemption Additional exemption filed$26,800$53,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1981–1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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