Shiawassee County property record for 320 E Mason St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,060 sqft · built 1900 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (May 2023) |
| Tax Bill | $3,471 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Oct 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-470-018-002-00 |
| Primary APN | 050-470-018-002-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,060 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Custom Design |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 320 E MASON ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 12 OF LOT 1 & N 21' OF E 12 OF LOT 4 BLK 18 ORIGINAL PLAT |
| Legal Subdivision | ORIGINAL OF CITY OF OWOSSO |
| Legal Block | 18 |
| Legal Lot Number | 1,4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30600 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 7, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 5, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHAEL J PETENIL |
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 25, 2022 | Warranty Deed, Transfer MICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on File |
| Deed Sale | May 5, 2023 · Amount on File |
| Prior Sale | Aug 25, 2022 · Amount on File |
| Deed Document Number | 20233371064 |
| Deed Book / Page | 1306 / 952 |
| Last Transfer Date | Jan 5, 2026 |
| Transfer Doc | 0013340306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jan 7, 2026 |
| Property Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Document Number | 0013340306 |
| Book / Page | 1334 / 306 |
| Instrument Date | Dec 10, 2025 |
| Instrument | 3398861 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Name | Verified Name |
|---|---|
| Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Document Number | 0003398862 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 3398862 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 545 E MCARTHUR ST, CORUNNA, MI 48817-1787 |
| Document Number | 0013010038 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 1301/38 |
| Instrument | 3365012 |
| Name | MICHAEL J PETENIL |
|---|---|
| Type | Private Party |
| Address | 1 EQUITY WAY, WESTLAKE, OH 44145 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 5, 2023 |
| Property Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Document Number | 0013060952 |
| Book / Page | 1306 / 952 |
| Map Reference | LB B PG 411 |
| Instrument Date | May 4, 2023 |
| Instrument | 3371064 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 E MCARTHUR ST, CORUNNA, MI 48817-1787 |
| Name | Verified Name |
|---|---|
| Address | 409 FULTON ST, WILLIAMSTON, MI 48895-1527 |
| Document Number | 0003371065 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 3371065 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 25, 2022 |
| Property Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Document Number | 0012990853 |
| Book / Page | 1299 / 853 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 3363813 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2023 |
| Title Company | MICHIGAN INV TITLE INC, MICHIGAN INVESTMENT TTL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 320 E MASON ST, OWOSSO, MI 48867-3032 |
| Name | Verified Name |
|---|---|
| Address | 545 E MCARTHUR ST, CORUNNA, MI 48817-1787 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,500 (+12.46%) | $195,000 (+12.46%) | |
| 2025 | $3,471.00 (+49.48%) Homeowner's exemption | $86,700 (+62.97%) | $173,400 (+62.97%) |
| 2023 | $2,322.00 Homeowner's exemption | $53,200 | $106,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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