321 E Maple St, Saint Charles, MI 48655 Property Records

Saginaw County property record for 321 E Maple St, Saint Charles, MI 48655 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,026 sqft Living Area
Lot Size	24,394 sqft (0.56 acres)
Occupancy	Owner Occupied
Last Sale	$49,000 (2020)
Tax Bill	$1,154.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24-10-3-05-0279-800`
Alternative APN	`24103050279B00`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,026 sqft Living Area
1st Floor	1,026 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	24,394 sqft (0.56 acres)
Porch	Covered Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	321 E MAPLE ST
City	SAINT CHARLES
State	MI
Zip	48655-1305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SWLY 50 FT OF NE 1/2 OF BLK 71 ALSO NELY 30 FT OF SWLY 1/2 OF BLK 71 VILLAGE OF ST CHARLES SEC 5 T10N R3E
Legal Range	03E
Legal Township	10N
Legal Section	05
Legal Subdivision	ST CHARLES
Legal Block	71
Jurisdiction	SAGINAW MI
Minor Civil Division	ST. CHARLES
Census Blockgroup	2
Census Block	2005
Census Tract	12600

Owner

Source: Saginaw County records · APN 24-10-3-05-0279-800

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 E MAPLE ST, SAINT CHARLES, MI 48655-1305
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Nov 05, 2001 · Amount on Record
Deed Doc Number	202024354
Prior Transfer Date	Apr 09, 2013
Prior Transfer Doc	0000010636
Record Refreshed	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 28, 2020
Property Address	321 E MAPLE ST, SAINT CHARLES, MI 48655-1305
Document Number	0000024534
Instrument Date	Sep 18, 2020
Instrument	24534
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICE

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14670 GRABOWSKI RD ST CHARLES MI 486558723, ST CHARLES, MI 48655-8723

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	St. Charles Township
Municipality	St. Charles Village
Unified School District	St. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,100 (+17.75%)	$90,200 (+17.75%)
2025	$1,154.00 (+13.58%) Homeowner's exemption
2023		$38,300	$76,600
2022	$1,016.00

Flood & Wildfire

321 E Maple St is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024

FEMA Flood Zone	Zone AE regulatory floodway (1% zone; no fill or obstruction)
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 52nd in Michigan
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.