Saginaw County property record for 317 E Maple St, Saint Charles, MI 48655 · Last verified August 2026
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 34,848 sqft (0.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,000 (2026) |
| Tax Bill | $1,420.00 (2025) |
| Primary APN | 24-10-3-05-0280-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,456 sqft Living Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 34,848 sqft (0.8 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 960 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 16 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 317 E MAPLE ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-1305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | SWLY 1/2 OF BLK 71 EXC NELY 30 FT THEREOF VILLAGE OF ST CHARLES SEC 5 T10N R3E |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 05 |
| Legal Subdivision | VILLAGE ST CHARLES |
| Legal Block | 71 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 12600 |
Source: Saginaw County records · APN 24-10-3-05-0280-000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5177 MARSH RD, 14, OKEMOS, MI 48864-1162 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Jan 05, 2010 · Amount on Record |
| Deed Doc Number | 202614484 |
| Prior Transfer Date | Feb 23, 2009 |
| Prior Transfer Doc | 0000004703 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jun 01, 2026 |
| Property Address | 317 E MAPLE ST, SAINT CHARLES, MI 48655-1305 |
| Document Number | 0000014484 |
| Instrument Date | May 21, 2026 |
| Instrument | 202614484 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140,137.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000014485, |
|---|---|
| Date | Jun 01, 2026 |
| Instrument | 202614485 |
| Name | OPTION MORTGAGE LENDING INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,100 (+11.56%) | $160,200 (+11.56%) | |
| 2025 | $1,420.00 (+9.31%) Homeowner's exemption | $71,800 (+11.32%) | $143,600 (+11.32%) |
| 2023 | $64,500 | $129,000 | |
| 2022 | $1,299.00 |
317 E Maple St is in FEMA Zone AE, inside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Saginaw County (26145C), updated March 29, 2024
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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