321 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 321 E Main St, Montrose, CO 81401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,094 sqft · built 1913
Lot Size	0.071 acres (3,125 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Mar 2024)
Tax Bill	$8,811 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-284-51-002`

Property Details

APN / Parcel Number

Primary APN	`3767-284-51-002`
Alternative APN	`R0651950`

Interior

Stories	1 Story
Building Area	3,094 sqft Heated Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	3,125 sqft (0.071 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R0651950
Street Address	321 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3927
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SUBD: MAIN STREET CONDOMINIUMS UNIT: 2 S: 28 T: 49 R: 9 DESC: BLK 93 LOT 19
Legal Range	09
Legal Township	49
Legal Section	28
Legal Subdivision	MAIN STREET CONDOMINIUMS
Legal Block	93
Legal Lot Number	19
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3046
Census Tract	966302

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3324 IVORY CT, MONTROSE, CO 81401-7679
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Jun 3, 2024	Bargain and Sale Deed, Transfer
Mar 20, 2024	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Apr 15, 2019	Warranty Deed, Transfer DAVID D DEVINNY ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Apr 15, 1983
Deed Document Number	2024970026
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	321 E MAIN ST, MONTROSE, CO 81401-3927
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000886519
Date	Jun 6, 2017
Instrument	886519

Lender

Name	BANK OF COLORADO
Type	Bank
Address	MONTROSE, CO 81401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jul 26, 2017

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONTROSE CO
Recording Date	Jun 3, 2024
Property Address	321 E MAIN ST, MONTROSE, CO 81401-3927
Document Number	0000972162
Map Reference	MB 12 PG 381
Instrument Date	May 31, 2024
Instrument	972162
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 IVORY CT, MONTROSE, CO 81401-7679

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Mar 20, 2024
Property Address	321 E MAIN ST, MONTROSE, CO 81401-3927
Document Number	0000970026
Map Reference	MB 723 PG 821
Instrument Date	Mar 14, 2024
Instrument	970026
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2744 FM 1146, MARQUEZ, TX 77865-5379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3324 IVORY CT, MONTROSE, CO 81401-7679

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Apr 15, 2019
Property Address	321 E MAIN ST, MONTROSE, CO 81401-3927
Document Number	0000908046
Map Reference	MB 12 PG 381
Instrument Date	Apr 15, 2019
Instrument	908046
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5276 COUNTY ROAD 23, RIDGWAY, CO 81432-9546

Mortgage

Document Number	0000908047
Date	Apr 15, 2019
Instrument	908047

Lender

Name	DAVID D DEVINNY ETAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 15, 2026

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,811.00 (+27.22%)	$126,840 (+30.39%)	$469,790 (+34.73%) Land $38,810 Building $430,980
2024	$6,926.00 (+4.64%)	$97,280 (-11.42%) Land $9,840 Building $87,440
2023	$6,619.00	$109,820 Land $10,230 Building $99,590	$348,680 Land $35,280 Building $313,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Vero Fiber.

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