321 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 321 E Main St, Bergenfield, NJ 07621

Property Summary

Property TypeSingle Family Home
Details2,572 sqft · built 1968
Lot Size0.144 acres (6,290 sqft)
OwnerIndividual Name on Record
Last Sale$673,000 (Sep 2022)
Tax Bill$19,281 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jul 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-00187-0000-00040

Property Details

APN / Parcel Number

Primary APN03-00187-0000-00040
Alternative APN
  • 030018700040

Interior

Units2 Units
Stories2 Stories
Building Area2,572 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleDuplex Single
Construction TypeFrame
Lot Area6,290 sqft (0.144 acres)
Lot Dimensions121 ft deep x 52 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address321 E MAIN ST
CityBERGENFIELD
StateNJ
Zip07621-2243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Description52X121
Legal Block187
Legal Lot Number40
JurisdictionBERGEN NJ
Township / Civil DivisionBERGENFIELD
Census Block Group3
Census Block3005
Census Tract3100

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 E MAIN ST, BERGENFIELD, NJ 07621-2243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed, Transfer · FHA Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Jul 22, 2020Bargain and Sale Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 14, 2019Grant Deed, Transfer
AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Prior SaleJul 22, 2020 · Amount on Record
Deed Document Number202288377
Deed Book / Page4799 / 164
Record UpdatedSep 20, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateSep 7, 2022
Property Address321 E MAIN ST, BERGENFIELD, NJ 07621-2243
Document Number0047990164
Book / Page4799 / 164
Instrument DateAug 12, 2022
Instrument2022088377
Transaction TypeTransfer
Record UpdatedOct 13, 2022
Title CompanyHUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,958.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address403 MORNINGSIDE AVE # 1, 403, FAIRVIEW, NJ 07022-1108

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E MAIN ST, BERGENFIELD, NJ 07621-2243

Mortgage

Document Number2022088378
DateSep 7, 2022
Instrument2022088378
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

July 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJul 22, 2020
Property Address321 E MAIN ST, BERGENFIELD, NJ 07621-2243
Document Number0036480522
Book / Page3648 / 522
Instrument DateJun 18, 2020
Instrument20-067353
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,291.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address163 SUNSET ST, 163, DUMONT, NJ 07628-1509

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 E MAIN ST, BERGENFIELD, NJ 07621-2243

Mortgage

Document Number20067354
DateJul 22, 2020
Instrument20-067354
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateDec 14, 2019
Property Address321 E MAIN ST, BERGENFIELD, NJ 07621-2243
Document Number0034390761
Book / Page003439 / 000761
Instrument DateNov 7, 2019
Instrument87443
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

AmountAmount Recorded
Tax$530.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address321 E MAIN ST BERGENFIELD NJ 076212243, BERGENFIELD, NJ 07621-2243

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityBergenfield Borough
Unified School DistrictBergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$515,800 (-) Land $148,400 Building $367,400$515,800 (-) Land $148,400 Building $367,400
2025$19,281.00 (+5.99%)$515,800 (-) Land $148,400 Building $367,400$515,800 (-) Land $148,400 Building $367,400
2024$18,192.00 (+5.06%)
2023$515,800 Land $148,400 Building $367,400$515,800 Land $148,400 Building $367,400
2022$17,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims14 (1979–2023)
Claims Outside the SFHA11 of 14
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 876 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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