301 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 301 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,672 sqft · built 1947
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,072 (2025)
Deeds & Mortgages	Feb 2017 Reverse Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00187-0000-00044`

Property Details

APN / Parcel Number

Primary APN	`03-00187-0000-00044`
Alternative APN	`030018700044`

Interior

Stories	2 Stories
Building Area	1,672 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	301 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X125
Legal Subdivision	WOODLAND HOMES
Legal Block	187
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	3
Census Block	3005
Census Tract	3100

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 E MAIN ST, BERGENFIELD, NJ 07621-2243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Reverse Mortgage HOME POINT FINANCIAL CORP
Jan 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	301 E MAIN ST, BERGENFIELD, NJ 07621-2243
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025240566
Date	Feb 2, 2017
Book Page	02524/0566
Instrument	17-010936

Lender

Name	HOME POINT FINANCIAL CORP
Type	Government Agency
Address	ANN ARBOR, MI 48108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	965 Months
Due	Jul 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.92%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	301 E MAIN ST, BERGENFIELD, NJ 07621-2243
Document Number	0025240581
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 E MAIN ST BERGENFIELD NJ 076212243, BERGENFIELD, NJ 07621-2243

Mortgage

Document Number	0025240581
Date	Feb 2, 2017
Book Page	002524/000581

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Feb 1, 2097

Interest

Rate Type	Adjustable Rate
Rate	4.95%

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,200 (-) Land $156,300 Building $139,900	$296,200 (-) Land $156,300 Building $139,900
2025	$11,072.00 (+5.99%)	$296,200 (-) Land $156,300 Building $139,900	$296,200 (-) Land $156,300 Building $139,900
2024	$10,446.00 (+5.06%)
2023		$296,200 Land $156,300 Building $139,900	$296,200 Land $156,300 Building $139,900
2022	$9,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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