321 E Center St, Coloma, MI 49038 Property Records

Berrien County property record for 321 E Center St, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1930
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Dec 2009)
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-0021-0035-08-9`

Property Details

APN / Parcel Number

Primary APN	`08-0021-0035-08-9`
Alternative APN	`11-08-0021-0035-08-9`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Unfinished Basement	996 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Raised Ranch
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 E CENTER ST
City	COLOMA
State	MI
Zip	49038-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	COM 99' S89DEG01'E OF SW COR SEC 21 T3S R17W TH S89DEG01'E 66' TH N 165' TH N89DEG01'W 66' TH S 165' TO POB
Legal Range	17W
Legal Township	03S
Legal Section	21
Legal Subdivision	SW4 S21T03SR17W
Jurisdiction	BERRIEN MI
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3029
Census Tract	10201

Owner

321 E Center St is owned and occupied by an individual who acquired it in October 2025.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	321 E CENTER ST, COLOMA, MI 49038-9753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · Balloon Mortgage HONOR CREDIT UNION
Apr 17, 2026	Deed, Transfer · Balloon Mortgage HONOR CREDIT UNION
Oct 31, 2025	Warranty Deed, Transfer
Oct 31, 2025	Warranty Deed, Transfer
Oct 31, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2009 · Amount on File
Deed Sale	Dec 8, 2009 · Amount on File
Prior Sale	Dec 8, 2009 · Amount on File
Deed Book / Page	2905 / 3281
Last Transfer Date	Oct 2, 2025
Transfer Doc	03463/2198
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 17, 2026
Property Address	321 E CENTER ST, COLOMA, MI 49038-9753
Document Number	0000458861
Book / Page	3475 / 1378
Instrument Date	Apr 10, 2026
Instrument	2026458861
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E CENTER ST, COLOMA, MI 49038-9753
Investor	Possibly a Property Investor

Mortgage

Document Number	0000458862,
Date	Apr 17, 2026
Instrument	2026458862

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	67 Months
Due	Nov 1, 2031

Interest

Rate Type	Balloon
Rate	6%
Initial Type	Balloon
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 17, 2026
Property Address	321 E CENTER ST, COLOMA, MI 49038-9753
Document Number	03475/1378
Book / Page	3475 / 1378
Instrument Date	Apr 10, 2026
Instrument	2026458861
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E CENTER ST, COLOMA, MI 49038-9753
Investor	Possibly a Property Investor

Mortgage

Document Number	0000458862,
Date	Apr 17, 2026
Instrument	2026458862

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	67 Months
Due	Nov 1, 2031

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 31, 2025
Property Address	321 E CENTER ST, COLOMA, MI 49038-9753
Document Number	03463/2194
Book / Page	3463 / 2194
Instrument Date	Oct 2, 2025
Instrument	2025445169
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2908 SW PLUM CT, PORTLAND, OR 97219-6242

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 31, 2025
Property Address	321 E CENTER ST, COLOMA, MI 49038-9753
Document Number	03463/2196
Book / Page	3463 / 2196
Instrument Date	Oct 2, 2025
Instrument	2025445170
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 BECHT RD, COLOMA, MI 49038-8801

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 31, 2025
Property Address	321 E CENTER ST, COLOMA, MI 49038-9753
Document Number	03463/2198
Book / Page	3463 / 2198
Instrument Date	Oct 2, 2025
Instrument	2025445171
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6178 BECHT RD, COLOMA, MI 49038-8801

Tax Assessment & Valuation

The 2025 property tax bill for 321 E Center St was $1,490, up 2.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Coloma Charter Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,200 (+6.24%)	$112,400 (+6.24%)
2025	$1,490.00 (+2.69%)	$52,900	$105,800
2024	$1,451.00
2023		$45,100	$90,200
2022	$1,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLOMA serves 1,555 people · EPA ID MI0001530
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surf Internet, T-Mobile, Verizon.

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