285 E Center St, Coloma, MI 49038 Property Records

Berrien County property record for 285 E Center St, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,012 sqft · built 1900
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$124,100 (Sep 2021)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-0800-0011-00-1`

Property Details

APN / Parcel Number

Primary APN	`60-0800-0011-00-1`
Alternative APN	`11-60-0800-0011-00-1`

Interior

Full Baths	1 Bath
Building Area	1,012 sqft Living Area
1st Floor Area	851 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	128 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 E CENTER ST
City	COLOMA
State	MI
Zip	49038-9758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BAKER'S ADDITION TO COLOMA
Legal Subdivision	BAKERS ADD
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3037
Census Tract	10201

Owner

285 E Center St is owned by an individual who bought it in September 2021.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31904 MILLARD CIR, WARRENVILLE, IL 60555-3986
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Prior Sale	Apr 20, 2001 · Amount on File
Deed Book / Page	3345 / 29
Prior Transfer Date	Nov 5, 2012
Prior Transfer Doc	03014/1923
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 20, 2021
Property Address	285 E CENTER ST, COLOMA, MI 49038-9758
Document Number	0003345/29
Book / Page	3345 / 29
Map Reference	LB 3 PG 30
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 S HIGHLAND AVE APT 3K, 3K, LOMBARD, IL 60148-5346

Mortgage

Document Number	0000334530
Date	Sep 20, 2021
Instrument	3345/30

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 285 E Center St was $2,382, up 2.8% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Coloma City
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,900 (-4.04%)	$99,800 (-4.04%)
2025	$2,382.00 (+2.76%)	$52,000	$104,000
2024	$2,318.00
2023		$40,600	$81,200
2022	$2,140.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 E Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 E Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLOMA serves 1,555 people · EPA ID MI0001530
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20