321 E Beach Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 321 E Beach Rd, Charlestown, RI 02813

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,516 sqft · built 2010
Lot Size2.58 acres (112,385 sqft)
OwnerCompany Name on Record
Tax Bill$11,382 (2025)
Deeds & MortgagesJun 2018 Transfer
Flood ZoneZone AE (high risk)
APN2-1001-25

Property Details

APN / Parcel Number

Primary APN2-1001-25
Alternative APNs
  • CHAR M:2 L:312
  • M:002 B:312

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,516 sqft Living Area
Gross Area11,847 sqft
1st Floor Area2,737 sqft
Basement Area2,737 sqft
Unfinished Basement2,737 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeConcrete
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area112,385 sqft (2.58 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2-1001-25
Street Address321 E BEACH RD
CityCHARLESTOWN
StateRI
Zip02813-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal Lot Number312
JurisdictionCHARLESTOWN RI
Township / Civil DivisionCHARLESTOWN
Census Block Group3
Census Block3055
Census Tract51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6101 PELICAN BAY BLVD, PH4, NAPLES, FL 34108-8181
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTOWN RI
Recording DateJun 27, 2018
Property Address321 E BEACH RD, CHARLESTOWN, RI 02813-1312
Document Number438-95
Book / Page000438 / 000095
Instrument DateJun 27, 2018
Instrument1257
Transaction TypeTransfer
Record UpdatedJul 17, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6101 PELICAN BAY BLVD #4 NAPLES FL 341088150, 4, NAPLES, FL 34108-8150

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCharlestown Town
Unified School DistrictChariho Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,382.00 (+3.31%)$1,919,400 (-) Land $809,700 Building $1,109,700$2,577,689
2023$11,017.00$1,919,400 Land $809,700 Building $1,109,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 282 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies282 in force
Nearby Flood Claims15 (1998–2021)
Claims Outside the SFHA5 of 15
Most Recent ClaimAug 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 88% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Beach Rd

Nearby Streets

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