305 E Beach Rd, Charlestown, RI 02813 Property Records

Charlestown Town property record for 305 E Beach Rd, Charlestown, RI 02813

Property Summary

Property Type	Single Family Home
Lot Size	4.91 acres (213,880 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Jun 2010)
Tax Bill	$15,684 (2025)
Deeds & Mortgages	Jan 2022 Refinance Dec 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`3-0121-37`

Property Details

APN / Parcel Number

Primary APN	`3-0121-37`
Alternative APNs	`CHAR M:2 L:312 S:1` `M:002 B:312 L:001`

Exterior

Lot Area	213,880 sqft (4.91 acres)
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	3-0121-37
Street Address	305 E BEACH RD
City	CHARLESTOWN
State	RI
Zip	02813-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Lot Number	312
Jurisdiction	CHARLESTOWN RI
Township / Civil Division	CHARLESTOWN
Census Block Group	3
Census Block	3055
Census Tract	51101

Owner

Source: Charlestown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 E BEACH RD, CHARLESTOWN, RI 02813-1312
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2010 · Amount on Record
Deed Sale	Jun 2, 2010 · Amount on Record
Last Transfer Date	Dec 16, 2019
Transfer Doc	454-565
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTOWN RI
Property Address	305 E BEACH RD, CHARLESTOWN, RI 02813-1312
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000483-890
Date	Jan 26, 2022
Book Page	483/890
Instrument	160

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTOWN RI
Recording Date	Dec 23, 2019
Property Address	305 E BEACH RD, CHARLESTOWN, RI 02813-1312
Document Number	454-565
Book / Page	000454 / 000565
Instrument Date	Dec 16, 2019
Instrument	2822
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 W CANTON ST #1 BOSTON MA 021165814, 1, BOSTON, MA 02116-5814

Tax Assessment & Valuation

Source: Charlestown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Charlestown Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,684.00 (+3.31%)	$2,644,900 (-) Land $817,500 Building $1,827,400	$1,429,018
2023	$15,182.00	$2,644,900 Land $817,500 Building $1,827,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 282 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	282 in force
Nearby Flood Claims	15 (1998–2021)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 9 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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