321 E 4th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 321 E 4th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,496 sqft · built 1977
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2018)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-015-7000`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-015-7000`
Alternative APN	`005837000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,496 sqft
Finished Basement	1,496 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	72 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	321 E 4TH ST
City	VALPARAISO
State	NE
Zip	68065-5450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	7000
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	15
Legal Lot Number	2-4
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3196
Census Tract	968200

Owner

Source: Saunders County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 173, VALPARAISO, NE 68065-0173
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Dec 18, 2023	Intrafamily Transfer, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY
Dec 26, 2018	Warranty Deed, Transfer · FHA Mortgage LINCOLN FSB/NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	201812343
Deed Book / Page	512 / 963
Last Transfer Date	Dec 18, 2023
Transfer Doc	0006010819
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	321 E 4TH ST, VALPARAISO, NE 68065-5450
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005780073
Date	Mar 25, 2022
Book Page	578/73
Instrument	2022-03-395

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAUNDERS NE
Recording Date	Dec 18, 2023
Property Address	321 E 4TH ST, VALPARAISO, NE 68065-5450
Document Number	0006010819
Book / Page	601 / 819
Instrument Date	Dec 15, 2023
Instrument	2023-12-169
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Dec 26, 2018
Property Address	321 E 4TH ST, VALPARAISO, NE 68065-5450
Document Number	0005120963
Book / Page	000512 / 000963
Instrument Date	Nov 20, 2018
Instrument	343
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE CORP.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 E 4TH ST VALPARAISO NE 680655450, VALPARAISO, NE 68065-5450

Mortgage

Document Number	5120964
Date	Dec 26, 2018
Book Page	000512/000964
Instrument	344

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,045.00 (-1.74%)	$251,640 (-) Land $13,125 Building $238,515	$251,640 (-) Land $13,125 Building $238,515
2024	$3,099.00 (-30.67%)	$251,640 (-7.34%) Land $13,125 Building $238,515	$251,640 (-7.34%) Land $13,125 Building $238,515
2023	$4,470.00	$271,566 Land $13,125 Building $258,441	$271,566 Land $13,125 Building $258,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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