310 E 4th St, Valparaiso, NE 68065 Property Records

Saunders County property record for 310 E 4th St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1962
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Nov 2017)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2987-23-3-13025-012-1000`

Property Details

APN / Parcel Number

Primary APN	`2987-23-3-13025-012-1000`
Alternative APN	`005831000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	160 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	310 E 4TH ST
City	VALPARAISO
State	NE
Zip	68065-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 6 & 7 BLOCK 12 JENSENS ADDITION TO VALPARAISO; MAP NUMBER: 2987-23-3-13025-012-1000
Legal Range	05
Legal Township	13
Legal Section	23
Legal Subdivision	VALPARAISO-JENSENS SUB
Legal Block	12
Legal Lot Number	6-7
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3191
Census Tract	968200

Owner

Source: Saunders County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 433, VALPARAISO, NE 68065-0433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage EXCHANGE BANK
Nov 17, 2017	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Deed Document Number	201711161
Deed Book / Page	497 / 38
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	310 E 4TH ST, VALPARAISO, NE 68065-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005471035
Date	Nov 18, 2020
Book Page	547/1035
Instrument	2020-11-349

Lender

Name	EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Nov 17, 2017
Property Address	310 E 4TH ST, VALPARAISO, NE 68065-5002
Document Number	0004970038
Book / Page	497 / 38
Instrument Date	Nov 10, 2017
Instrument	2017-11-161
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NEBRASKA LAND TITLE & ABSTRA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004970039
Date	Nov 17, 2017
Book Page	497/39
Instrument	2017-11-162

Lender

Name	MORIA DEVELOPMENTS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (-31.65%)	$130,869 (-6.98%) Land $17,500 Building $113,369	$130,869 (-6.98%) Land $17,500 Building $113,369
2023	$2,316.00	$140,688 Land $17,500 Building $123,188	$140,688 Land $17,500 Building $123,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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