321 E 2nd St, North Bend, WA 98045 Property Records

King County property record for 321 E 2nd St, North Bend, WA 98045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,330 sqft · built 1947
Lot Size	0.236 acres (10,290 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2016)
Tax Bill	$6,288 (2026)
Deeds & Mortgages	Nov 2022 Second Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`270060-0316`

Property Details

APN / Parcel Number

Primary APN	`270060-0316`
Alternative APN	`270060031605`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	2,110 sqft
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	10,290 sqft (0.236 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	270060031605
Street Address	321 E 2ND ST
City	NORTH BEND
State	WA
Zip	98045-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DC
Legal Description	GARDINERS ADD TO NORTH BEND SELY 10 FT OF 11 & ALL 12-13
Legal Range	08
Legal Township	23
Legal Section	09
Legal Subdivision	GARDINERS ADD TO NORTH BEND
Legal Block	4
Legal Lot Number	11
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	3
Census Block	3035
Census Tract	32704

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 E 2ND ST, NORTH BEND, WA 98045-9152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WASHINGTON TRUST BANK
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Aug 25, 2008
Deed Document Number	20161657
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	321 E 2ND ST, NORTH BEND, WA 98045-9152
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 MAIN AVE N, NORTH BEND, WA 98045-8237

Mortgage

Document Number	0000000857
Date	Nov 29, 2022
Instrument	20221129000857

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	321 E 2ND ST, NORTH BEND, WA 98045-9152
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000624
Date	Mar 9, 2022
Instrument	20220309000624

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	321 E 2ND ST, NORTH BEND, WA 98045-9152
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001223
Date	Jan 11, 2018
Instrument	20180111001223

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	North Bend City
Unified School District	Snoqualmie Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,288.00 (+7.93%)
2025		$694,000 (+10.51%) Land $300,000 Building $394,000	$694,000 (+10.51%) Land $300,000 Building $394,000
2024	$5,826.00 (+8.94%)	$628,000 (+1.13%) Land $300,000 Building $328,000	$628,000 (+1.13%) Land $300,000 Building $328,000
2022	$5,348.00	$621,000 Land $313,000 Building $308,000	$621,000 Land $313,000 Building $308,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	320 units insured incl. 9 condo units
Nearby Flood Claims	55 (1979–2025)
Claims Outside the SFHA	8 of 55
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Jan 2020 · 12 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH BEND serves 8,710 people · EPA ID WA5360100
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

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