320 E 2nd St, North Bend, WA 98045 Property Records

King County property record for 320 E 2nd St, North Bend, WA 98045

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 2008
Lot Size	0.161 acres (6,993 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2001)
Tax Bill	$8,203 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone AO (high risk)
APN	`270060-0215`

Property Details

APN / Parcel Number

Primary APN	`270060-0215`
Alternative APN	`270060021507`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,070 sqft Living Area
1st Floor Area	1,050 sqft
2nd Floor Area	1,020 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	6,993 sqft (0.161 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	270060021507
Street Address	320 E 2ND ST
City	NORTH BEND
State	WA
Zip	98045-9152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DC
Legal Description	GARDINERS ADD TO NORTH BEND
Legal Range	08
Legal Township	23
Legal Section	09
Legal Subdivision	GARDINERS ADD TO NORTH BEND
Legal Block	2
Legal Lot Number	25-26
Jurisdiction	KING WA
Township / Civil Division	SNOQUALMIE VALLEY
Census Block Group	3
Census Block	3041
Census Tract	32704

Owner

Source: King County assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	320 E 2ND ST, NORTH BEND, WA 98045-9152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Transfer on Death Deed, Transfer
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2001 · Amount on Record
Deed Sale	Jan 26, 2001 · Amount on Record
Prior Sale	Apr 18, 2000 · Amount on Record
Deed Document Number	20011285
Last Transfer Date	Jan 9, 2023
Transfer Doc	0000000258
Record Updated	Sep 20, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KING WA
Recording Date	Jan 13, 2023
Property Address	320 E 2ND ST, NORTH BEND, WA 98045-9152
Document Number	0000000258
Map Reference	VOL 43 PG 24
Instrument Date	Jan 9, 2023
Instrument	20230113000258
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	320 E 2ND ST, NORTH BEND, WA 98045-9152
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001797
Date	Jun 22, 2020
Instrument	20200622001797

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	320 E 2ND ST, NORTH BEND, WA 98045-9152
Document Number	0000000138
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 2ND ST NORTH BEND WA 980459152, NORTH BEND, WA 98045-9152

Mortgage

Document Number	0000000138
Date	Mar 28, 2019
Instrument	201903280138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	320 E 2ND ST, NORTH BEND, WA 98045-9152
Document Number	0000000656
Instrument Date	Feb 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 E 2ND ST NORTH BEND WA 980459152, NORTH BEND, WA 98045-9152

Mortgage

Document Number	0000000656
Date	Feb 27, 2017
Instrument	201702270656

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	North Bend City
Unified School District	Snoqualmie Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,203.00 (+7.92%)
2025	$7,601.00	$906,000 (+10.49%) Land $267,000 Building $639,000	$906,000 (+10.49%) Land $267,000 Building $639,000
2024	$7,601.00 (+8.93%)	$820,000 (+1.11%) Land $267,000 Building $553,000	$820,000 (+1.11%) Land $267,000 Building $553,000
2022	$6,978.00	$811,000 Land $279,000 Building $532,000	$811,000 Land $279,000 Building $532,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 311 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	320 units insured incl. 9 condo units
Nearby Flood Claims	55 (1979–2025)
Claims Outside the SFHA	8 of 55
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Jan 2020 · 12 claims Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH BEND serves 8,710 people · EPA ID WA5360100
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies.

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