321 Cypress Dr, Gray, GA 31032 Property Records

Jones County property record for 321 Cypress Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,832 sqft · built 2009
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$166,000 (Jun 2020)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J45A-421`

Property Details

APN / Parcel Number

Primary APN	`J45A-421`
Alternative APNs	`J45A00 421` `15603`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Heated Area
1st Floor Area	1,026 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15603
Street Address	321 CYPRESS DR
City	GRAY
State	GA
Zip	31032-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BIG CRK PRESERVE PH 1 20/48 1026/509
Legal Subdivision	BIG CREEK PRESERVE PH 1
Legal Phase	1
Legal Lot Number	21
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	1
Census Block	1022
Census Tract	30305

Owner

Source: Jones County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CYPRESS DR, GRAY, GA 31032-5897
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS
Jun 12, 2020	Warranty Deed, Transfer
Mar 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 24, 2020	Grant Deed, Construction Loan · Construction Mortgage MAGNOLIA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2020 · Amount on Record
Deed Sale	Jun 12, 2020 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	2020499
Deed Book / Page	1026 / 509
Last Transfer Date	Oct 27, 2025
Transfer Doc	0011890847
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Nov 3, 2025
Property Address	321 CYPRESS DR, GRAY, GA 31032-5897
Document Number	0011890847
Book / Page	1189 / 847
Instrument Date	Oct 27, 2025
Transaction Type	Transfer
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CYPRESS DR, GRAY, GA 31032-5897

Mortgage

Document Number	0001189850
Date	Nov 3, 2025
Instrument	1189/850

Lender

Name	ZILLOW HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Jun 12, 2020
Property Address	321 CYPRESS DR, GRAY, GA 31032-5897
Document Number	0010260509
Book / Page	1026 / 509
Instrument Date	Jun 12, 2020
Instrument	2020-000499
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CYPRESS DR, GRAY, GA 31032-5897

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JONES GA
Recording Date	Mar 27, 2020
Property Address	321 CYPRESS DR, GRAY, GA 31032-5897
Document Number	0010200349
Book / Page	001020 / 000349
Instrument Date	Mar 23, 2020
Instrument	925
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CYPRESS DR GRAY GA 310325897, GRAY, GA 31032-5897

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JONES GA
Recording Date	Feb 24, 2020
Property Address	321 CYPRESS DR, GRAY, GA 31032-5897
Document Number	0010170659
Book / Page	001017 / 000659
Instrument Date	Feb 18, 2020
Instrument	559
Transaction Type	Construction Loan
Record Updated	Mar 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 CYPRESS DR GRAY GA 310325897, GRAY, GA 31032-5897

Mortgage

Document Number	10170661
Date	Feb 24, 2020
Book Page	001017/000661
Instrument	560

Lender

Name	MAGNOLIA ST BK
Type	Bank
Address	MILLEDGEVILLE, GA 31061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 23, 2021

Tax Assessment & Valuation

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00 (+30.47%)	$97,397 (+43.72%) Land $3,640 Building $93,757	$243,493 (+43.72%) Land $9,100 Building $234,393
2024	$3,157.00 (+16.49%)	$67,769 (+17.18%) Land $2,800 Building $64,969	$169,423 (+17.18%) Land $7,000 Building $162,423
2023	$2,710.00 (-0.15%)	$57,833 (-) Land $2,800 Building $55,033	$144,582 (-) Land $7,000 Building $137,582
2022	$2,714.00	$57,833 Land $2,800 Building $55,033	$144,582 Land $7,000 Building $137,582

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000

May also be available: Spectrum.

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