305 Cypress Dr, Gray, GA 31032 Property Records

Jones County property record for 305 Cypress Dr, Gray, GA 31032

Property Summary

Property Type	Single Family Home
Details	13 bd · 2 ba · 1,576 sqft · built 2008
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Mar 2023)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J45A-425`

Property Details

APN / Parcel Number

Primary APN	`J45A-425`
Alternative APNs	`J45A00 425` `15607`

Interior

Bedrooms	13 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,576 sqft Heated Area
1st Floor Area	788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15607
Street Address	305 CYPRESS DR
City	GRAY
State	GA
Zip	31032-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 BIG CRK PRESERVE PH 1 20/48 1141/985
Legal Subdivision	BIG CREEK PRESERVE PH 1
Legal Phase	1
Legal Lot Number	25
Jurisdiction	JONES GA
Township / Civil Division	GRAY-MACON EAST
Census Block Group	1
Census Block	1022
Census Tract	30305

Owner

305 Cypress Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Jones County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 CYPRESS DR, GRAY, GA 31032-5897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Mar 9, 2023	Warranty Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE
Mar 3, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2023 · Amount on File
Deed Sale	Mar 15, 2023 · Amount on File
Prior Sale	Mar 3, 2021 · Amount on File
Deed Document Number	2023254
Deed Book / Page	1141 / 985
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES GA
Recording Date	Jun 1, 2026
Property Address	305 CYPRESS DR, GRAY, GA 31032-5897
Document Number	1202000699
Book / Page	1202 / 699
Instrument Date	Apr 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CYPRESS DR, GRAY, GA 31032-5897

Mortgage

Document Number	1202000699,
Date	Jun 1, 2026
Book Page	1202/699

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Mar 9, 2023
Property Address	305 CYPRESS DR, GRAY, GA 31032-5897
Document Number	0011410985
Book / Page	1141 / 985
Instrument Date	Mar 9, 2023
Instrument	2023-000254
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 772, GRAY, GA 31032-0772

Mortgage

Document Number	0001141987
Date	Mar 9, 2023
Instrument	1141/987

Lender

Name	HOMESPIRE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES GA
Recording Date	Mar 3, 2021
Property Address	305 CYPRESS DR, GRAY, GA 31032-5897
Document Number	0010600180
Book / Page	1060 / 180
Instrument Date	Mar 3, 2021
Instrument	2021-000222
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CYPRESS DR, GRAY, GA 31032-5897

Mortgage

Document Number	0010600000000182
Date	Mar 15, 2021
Book Page	0000001060/0000000182

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 305 Cypress Dr was $3,175.

Source: Jones County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jones County
Municipality	Gray City
Unified School District	Jones County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00	$75,075 Land $3,640 Building $71,435	$187,687 Land $9,100 Building $178,587
2023	$2,531.00 (-0.12%)	$54,000 (-) Land $2,800 Building $51,200	$135,000 (-) Land $7,000 Building $128,000
2022	$2,534.00	$54,000 Land $2,800 Building $51,200	$135,000 Land $7,000 Building $128,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Cypress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Cypress Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Tri-CoGo Fiber	1,000 / 1,000

May also be available: Spectrum.

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