321 Cunningham Dr, Rocky Mount, NC 27804 Property Records

Nash County property record for 321 Cunningham Dr, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 1976
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Sep 2003)
Tax Bill	$753 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385218-30-0982`

Property Details

APN / Parcel Number

Primary APN	`385218-30-0982`
Alternative APNs	`019618` `141608`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1981
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	167 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	141608
Street Address	321 CUNNINGHAM DR
City	ROCKY MOUNT
State	NC
Zip	27804-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	186B 1 25, 1 LT, 25 BLK C HIGH MEADOWS LT 1H 25 C HIGH MEADOWS
Legal Subdivision	HIGH MDWS SEC 4
Legal Block	C
Legal Lot Number	1H
Jurisdiction	NASH NC
Township / Civil Division	STONY CREEK
Census Block Group	1
Census Block	1011
Census Tract	10601

Owner

Source: Nash County records · APN 385218-30-0982

Assessment roll updated October 21, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2003 · Amount on Record
Deed Sale	Sep 22, 2003 · Amount on Record
Deed Book / Page	2002 / 180
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	321 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810

Mortgage

Document Number	003463/243
Date	Jan 15, 2026
Book Page	3463/243

Lender

Name	CHOCOLATE INTL CORP
Type	Non-Lending Institution
Address	CINCINNATI, OH 45999

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nash County records · Assessment roll updated October 21, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 (+53.05%)	$119,680 (+62.83%) Land $33,600 Building $86,080	$119,680 (+62.83%) Land $33,600 Building $86,080
2023	$492.00	$73,500	$73,500 Land $30,240 Building $43,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	29 (1996–2016)
Claims Outside the SFHA	4 of 29
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 280 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ROCKY MOUNT serves 55,891 people
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.