Nash County property record for 305 Cunningham Dr, Rocky Mount, NC 27804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 2020 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Jul 2026) |
| Tax Bill | $1,576 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 385218-20-8626 |
| Primary APN | 385218-20-8626 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 167 ft deep x 109 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 74680 |
|---|---|
| Street Address | 305 CUNNINGHAM DR |
| City | ROCKY MOUNT |
| State | NC |
| Zip | 27804-8810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 186B 1 21, 1 LT, 21 BLK C HIGH MEADOWS LT 21 C HIGH MEADOWS |
| Legal Subdivision | HIGH MEADOWS SUBDIVISION |
| Legal Tract | 1 |
| Legal Block | C |
| Legal Lot Number | 21 |
| Jurisdiction | NASH NC |
| Township / Civil Division | STONY CREEK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 10601 |
Source: Nash County records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE |
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit NEW REPUBLIC SAVINGS BANK |
| Sep 15, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC |
| Aug 30, 2018 | Warranty Deed, Transfer NORTH CAROLINA HOUSING FINANCE AGEN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Sep 15, 2020 · Amount on Record |
| Deed Book / Page | 3502 / 608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Jul 27, 2026 |
| Property Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Document Number | 3502000608 |
| Book / Page | 3502 / 608 |
| Instrument Date | Jul 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Document Number | 3502000611, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 3502/611 |
| Name | CITYWORTH MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003047/423 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 3047/423 |
| Name | NEW REPUBLIC SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROANOKE RAPIDS, NC 27870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Sep 15, 2020 |
| Property Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Document Number | 003074/761 |
| Book / Page | 3074 / 761 |
| Map Reference | MB 11 PG 72 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 S WESLEYAN BLVD, 430, ROCKY MOUNT, NC 27803-1700 |
| Name | Verified Name |
|---|---|
| Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Document Number | 0003074763 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 3074/763 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASH NC |
| Recording Date | Aug 30, 2018 |
| Property Address | 305 CUNNINGHAM DR, ROCKY MOUNT, NC 27804-8810 |
| Document Number | 02951/0584 |
| Book / Page | 2951 / 0584 |
| Map Reference | MB11 PG72 |
| Instrument Date | Aug 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 85, NASHVILLE, NC 27856-0085 |
| Name | Verified Name |
|---|---|
| Address | 430 S WESLEYAN BLVD, ROCKY MOUNT, NC 27803-1700 |
| Document Number | 0002951653 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 2951/653 |
| Name | NORTH CAROLINA HOUSING FINANCE AGEN |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Municipality | Rocky Mount City |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,576.00 | $250,310 (-) Land $45,780 Building $204,530 | $250,310 (-) Land $45,780 Building $204,530 |
| 2025 | $1,576.00 (+44.72%) | $250,310 (+53.89%) Land $45,780 Building $204,530 | $250,310 (+53.89%) Land $45,780 Building $204,530 |
| 2023 | $1,089.00 | $162,660 | $162,660 Land $41,200 Building $121,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 29 (1996–2016) |
| Claims Outside the SFHA | 4 of 29 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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