321 Crosswinds Dr, Rincon, GA 31326 Property Records

Effingham County property record for 321 Crosswinds Dr, Rincon, GA 31326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2021
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$258,450 (Nov 2021)
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2630-295-000`

Property Details

APN / Parcel Number

Primary APN	`R2630-295-000`
Alternative APNs	`0447000100Y` `R2630295` `30855`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Area	361 sqft
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30855
Street Address	321 CROSSWINDS DR
City	RINCON
State	GA
Zip	31326-8112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	.26 AC LOT 295 (OUT R263-2A1) PLT 28/979-98
Legal Subdivision	HICKORY KNOB PHASE XII
Legal Phase	12
Legal Lot Number	295
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3007
Census Tract	30307

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 CROSSWINDS DR, RINCON, GA 31326-8112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Nov 18, 2021	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SWBC MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20213797
Deed Book / Page	2748 / 584
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	321 CROSSWINDS DR, RINCON, GA 31326-8112
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002739/0000000512
Date	Nov 2, 2021
Book Page	0000002739/0000000512
Instrument	013343

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

November 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 18, 2021
Property Address	321 CROSSWINDS DR, RINCON, GA 31326-8112
Document Number	002748/584
Book / Page	2748 / 584
Instrument Date	Nov 18, 2021
Instrument	2021-003797
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CROSSWINDS DR, RINCON, GA 31326-8112

Mortgage

Document Number	0000014795
Date	Nov 18, 2021
Instrument	014795

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Rincon City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,599 (+11.56%) Land $22,800 Building $106,799	$323,998 (+11.56%) Land $57,000 Building $266,998
2025	$2,351.00 (+11%) Homeowner's exemption	$116,169 (+9.45%) Land $22,800 Building $93,369	$290,422 (+9.45%) Land $57,000 Building $233,422
2024	$2,118.00 (+3.37%) Homeowner's exemption	$106,139 (+26.02%) Land $22,800 Building $83,339	$265,347 (+26.02%) Land $57,000 Building $208,347
2022	$2,049.00 Homeowner's exemption	$84,224 Land $17,600 Building $66,624	$210,559 Land $44,000 Building $166,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001
Water Source	Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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