Effingham County property record for 320 Crosswinds Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2022 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $274,500 (Jun 2022) |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R2630-298-000 |
| Primary APN | R2630-298-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 60 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30858 |
|---|---|
| Street Address | 320 CROSSWINDS DR |
| City | RINCON |
| State | GA |
| Zip | 31326-8111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | .328 AC LOT 298 (OUT R263-2A1) PLT 28/979-98 |
| Legal Subdivision | HICKORY KNOB PHASE XII |
| Legal Phase | 12 |
| Legal Lot Number | 298 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30307 |
320 Crosswinds Dr is owned and occupied by an individual who bought it in June 2022.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS |
| Mar 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| May 27, 2022 | Limited Warranty Deed, Subdivision Related Transfer |
| Mar 24, 2021 | Warranty Deed, Construction Loan |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Deed Document Number | 20221558 |
| Deed Book / Page | 2790 / 757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 320 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002790/0000000760 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 0000002790/0000000760 |
| Instrument | 006127 |
| Name | BROKER SOLUTIONS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 320 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002771/0000000725 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 0000002771/0000000725 |
| Instrument | 002961 |
| Name | AMERIS BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 1, 2023 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 27, 2022 |
| Property Address | 320 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Document Number | 002790/757 |
| Book / Page | 2790 / 757 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-001558 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Mar 24, 2021 |
| Property Address | 320 CROSSWINDS DR, RINCON, GA 31326-8111 |
| Document Number | 002680/419 |
| Book / Page | 2680 / 419 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2021-001165 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 STEVENS CREEK RD, AUGUSTA, GA 30907-4899 |
The 2025 property tax bill for 320 Crosswinds Dr was $3,031 with a homeowner's exemption, up 7.8% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Rincon City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,003 (+11.58%) Land $22,800 Building $114,203 | $342,507 (+11.58%) Land $57,000 Building $285,507 | |
| 2025 | $3,031.00 (+7.79%) Homeowner's exemption | $122,782 (+8.98%) Land $22,800 Building $99,982 | $306,956 (+8.98%) Land $57,000 Building $249,956 |
| 2024 | $2,812.00 Homeowner's exemption | $112,661 Land $22,800 Building $89,861 | $281,652 Land $57,000 Building $224,652 |
| 2022 | $463.00 | $17,600 Land $17,600 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 320 Crosswinds Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Crosswinds Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 63% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
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